MFA$9.335
Chart
Performance
Key Stats
AI MFA Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyMFA Financial, Inc. shows strong fundamental support through its high dividend yield and consistent earnings, though it operates in a sector with moderate thematic tailwinds and mixed technical indicators.
Thematic
As a real estate investment trust (REIT) focused on mortgage-backed securities and loans, MFA Financial's performance is tied to interest rate environments and housing market stability. While not a high-growth tech theme, it plays a role in financing the real estate sector.
Fundamental
MFA Financial demonstrates strong profitability and a consistent dividend payout. While its debt levels are substantial, they appear manageable given its asset base and cash flow generation.
Technical
The stock is trading within a range, with mixed signals from technical indicators. It's neither strongly trending up nor down, suggesting a period of consolidation or indecision.
| Factor | Score |
|---|---|
| Real Estate Investment Trusts (REITs) | 60 |
| Mortgage Market Stability | 70 |
| Interest Rate Sensitivity | 55 |
| Dividend Appeal | 85 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 75 |
| Growth | 70 |
| Balance Sheet Health | 60 |
| Cash Flow | 80 |
| Dividend Stability | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 60 |
| Momentum | 65 |
| Volume Confirmation | 70 |
| Support & Resistance | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 9.515 is relatively low, suggesting the stock may be undervalued compared to its earnings.
High Dividend Yield
The dividend yield of 15.3% (based on trailing 12-month data) is significantly high, offering substantial income to shareholders.
Bearish Points (7)
High Debt Load
The company has a significant debt level of $6.02 billion as of Q4 2024, which is substantially higher than its market capitalization of $967 million. This suggests high financial leverage and potential risk.
Missed Earnings Estimates
There have been several instances of missing earnings estimates, particularly in recent quarters (e.g., -9.38% surprise in 2025 Q2, -1.27% in 2025 Q1, -10.07% in 2024 Q4), which could signal future profitability challenges.
Calendar
June 2025
30
Ex-Dividend Date
July 2025
31
Next Dividend Date
August 2025
6
Next Earnings Date
H: $0.45
A: $0.29
L: $0.20
H: 60.30M
A: 57.88M
L: 54.66M
Profile
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It invests in residential mortgage securities, including non-agency mortgage-backed securities, agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
Seasonals
Price Target
14.33 USD
The 39 analysts offering 1 year price forecasts for MFA have a max estimate of 31.00 and a min estimate of 10.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
One of the largest residential mortgage REITs, directly comparable to MFA Financial in its investment strategy focused on agency mortgage-backed securities and other residential mortgage assets.
Weight: 95
A leading agency mortgage REIT, investing primarily in agency residential mortgage-backed securities, presenting a very similar risk-reward profile and market exposure as MFA.
Weight: 90
An agency and non-agency mortgage REIT with a significant focus on residential mortgage-backed securities, making it a close peer to MFA Financial.
Weight: 88
A diversified mortgage REIT that invests in a variety of mortgage-backed securities, including both agency and non-agency, similar to MFA's broader portfolio approach.