MFA$9.295
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AI MFA Summary
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Powered by LiveAIOverall Analysis
BuyMFA Financial, Inc. shows strong fundamental support through its high dividend yield and consistent earnings, though it operates in a sector with moderate thematic tailwinds and mixed technical indicators.
Thematic
As a real estate investment trust (REIT) focused on mortgage-backed securities and loans, MFA Financial's performance is tied to interest rate environments and housing market stability. While not a high-growth tech theme, it plays a role in financing the real estate sector.
Fundamental
MFA Financial demonstrates strong profitability and a consistent dividend payout. While its debt levels are substantial, they appear manageable given its asset base and cash flow generation.
Technical
The stock is trading within a range, with mixed signals from technical indicators. It's neither strongly trending up nor down, suggesting a period of consolidation or indecision.
| Factor | Score |
|---|---|
| Real Estate Investment Trusts (REITs) | 60 |
| Mortgage Market Stability | 70 |
| Interest Rate Sensitivity | 55 |
| Dividend Appeal | 85 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 75 |
| Growth | 70 |
| Balance Sheet Health | 60 |
| Cash Flow | 80 |
| Dividend Stability | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 60 |
| Momentum | 65 |
| Volume Confirmation | 70 |
| Support & Resistance | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 9.515 is relatively low, suggesting the stock may be undervalued compared to its earnings.
High Dividend Yield
The dividend yield of 15.3% (based on trailing 12-month data) is significantly high, offering substantial income to shareholders.
Bearish Points (7)
High Debt Load
The company has a significant debt level of $6.02 billion as of Q4 2024, which is substantially higher than its market capitalization of $967 million. This suggests high financial leverage and potential risk.
Missed Earnings Estimates
There have been several instances of missing earnings estimates, particularly in recent quarters (e.g., -9.38% surprise in 2025 Q2, -1.27% in 2025 Q1, -10.07% in 2024 Q4), which could signal future profitability challenges.
Calendar
June 2025
30
Ex-Dividend Date
July 2025
31
Next Dividend Date
August 2025
6
Next Earnings Date
H: $0.45
A: $0.29
L: $0.20
H: 60.30M
A: 57.88M
L: 54.66M
Profile
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It invests in residential mortgage securities, including non-agency mortgage-backed securities, agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
Seasonals
Price Target
14.33 USD
The 39 analysts offering 1 year price forecasts for MFA have a max estimate of 31.00 and a min estimate of 10.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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