WAL$79.05
Chart
Performance
Key Stats
AI WAL Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyWestern Alliance Bancorporation shows solid financial health and a reasonable valuation, with some positive technical indicators. The bank's performance is influenced by economic conditions and interest rate environments.
Thematic
As a regional bank, Western Alliance benefits from a stable economic environment in its core markets (Arizona, California, Nevada). However, it faces broader industry trends like digital transformation and increasing competition.
Fundamental
Western Alliance Bancorporation demonstrates strong profitability and a robust balance sheet with consistent revenue and net income growth over recent periods. Valuation metrics are also attractive.
Technical
The stock is trading above key moving averages, indicating a generally bullish trend. However, some short-term indicators suggest potential for consolidation or a minor pullback.
| Factor | Score |
|---|---|
| Regional Economic Growth | 80 |
| Interest Rate Environment | 70 |
| Digital Banking Adoption | 60 |
| Regulatory Landscape | 50 |
| Credit Quality | 70 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 85 |
| Growth | 88 |
| Balance Sheet Health | 75 |
| Cash Flow | 40 |
| Dividend Yield | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 75 |
| Short-Term Signals | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent Earnings Surprises
The company has surpassed EPS estimates in 9 out of the last 12 quarters, with an average surprise of 5.2%, indicating a reliable track record of beating market expectations.
Attractive P/E Ratio Relative to Industry
The current P/E ratio of 10.93 is significantly lower than the industry average of 15.5, suggesting potential undervaluation and room for price appreciation.
Bearish Points (7)
High Price-to-Sales Ratio
The TTM Price-to-Sales ratio of 3.8 is higher than the 2021 TTM P/S of 5.6, indicating a possible increase in valuation expectations relative to sales generation.
Deteriorating Revenue Growth
Annual revenue growth has slowed from 46.2% in 2021 to 24.9% in 2024, signaling a potential deceleration in top-line expansion.
Calendar
May 2025
15
Ex-Dividend Date
May 2025
30
Next Dividend Date
October 2025
17
Next Earnings Date
H: $2.22
A: $2.07
L: $1.87
H: 909.50M
A: 888.87M
L: 870.10M
Profile
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; demand deposits; and treasury management and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multi-family residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multi-family residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company offers other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.
Seasonals
Price Target
96.47 USD
The 39 analysts offering 1 year price forecasts for WAL have a max estimate of 105.00 and a min estimate of 85.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 98
Direct regional bank peer with a strong commercial banking focus and significant presence in California, a key market for WAL. Both serve the Asian-American business community.
Weight: 97
Became a significant regional player after acquiring PacWest Bancorp, making it a direct competitor and peer to WAL in the Southern California market with a similar focus on commercial banking.
Weight: 95
Major regional bank peer with a strong presence across the Western and Southwestern U.S., sharing similar business models focused on commercial and business banking.
Weight: 94
Grew significantly after acquiring Silicon Valley Bank, establishing itself as a larger regional bank with a broader reach that now directly competes with WAL in certain business lines and geographic areas.