FCNCA$2,160.13
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AI FCNCA Summary
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Powered by LiveAIOverall Analysis
BuyFirst Citizens BancShares demonstrates strong fundamental financial health and consistent profitability, with a stable dividend. While current technical indicators suggest a short-term neutral to slightly bearish sentiment, the company's long-term outlook remains positive due to its solid market position and consistent performance.
Thematic
As a regional bank, First Citizens BancShares is exposed to broader economic trends and the financial services sector. Its acquisition of Silicon Valley Bank (SVB) is a significant event that could reshape its market position, but also introduces integration risks and specific market challenges.
Fundamental
First Citizens BancShares exhibits strong profitability and a solid balance sheet, with consistent revenue growth and a healthy net profit margin. Its valuation metrics are reasonable given its performance, and it offers a stable dividend.
Technical
Current technical indicators suggest a mixed to neutral short-term outlook. While the stock has shown resilience, recent price action and some momentum indicators point to a period of consolidation or potential minor downward pressure.
| Factor | Score |
|---|---|
| Financial Services Sector Trends | 70 |
| Acquisition Integration (SVB) | 55 |
| Digital Transformation in Banking | 75 |
| Economic Sensitivity | 60 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 90 |
| Growth | 75 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividend Yield | 60 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Analysis | 65 |
| Support and Resistance | 60 |
| Moving Averages | 45 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Strong EPS Surprise History
The company has a history of beating earnings estimates, with 8 out of the last 12 quarters showing positive EPS surprises, indicating consistent operational efficiency and management effectiveness.
Attractive P/E Ratio
The Price-to-Earnings (P/E) TTM ratio is 12.11, which is lower than the industry average, suggesting the stock might be undervalued relative to its earnings potential.
Bearish Points (7)
Short-Term Price Decline
The stock has experienced a recent price drop of -2.06%, indicating potential short-term weakness or a market correction.
High Quarterly P/E Ratio
The quarterly P/E ratio for Q1 2025 is 47.1, which is significantly higher than the TTM P/E, potentially indicating overvaluation in the near term.
Calendar
May 2025
30
Ex-Dividend Date
June 2025
16
Next Dividend Date
July 2025
25
Next Earnings Date
H: $40.54
A: $38.66
L: $35.54
H: 2.35B
A: 2.21B
L: 2.16B
Profile
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
Seasonals
Price Target
2206.07 USD
The 39 analysts offering 1 year price forecasts for FCNCA have a max estimate of 2500.00 and a min estimate of 1900.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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Powered by LiveAIWeight: 98
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