SYBT$67.28
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Performance
Key Stats
AI SYBT Summary
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Powered by LiveAIOverall Analysis
BuyStock Yards Bancorp (SYBT) shows strong fundamental performance with consistent profitability and a healthy balance sheet. However, recent price action suggests a potential short-term pullback, while thematic alignment is moderate. Overall, it presents a compelling buy for investors seeking stable growth in the banking sector.
Thematic
Stock Yards Bancorp operates in the regional banking sector, benefiting from local economic growth but lacking strong ties to major secular growth themes like AI or advanced tech. Its focus on traditional financial services provides stability but limited upside from emerging trends.
Fundamental
SYBT demonstrates robust financial health, with consistently growing revenue and profits, strong net margins, and a solid balance sheet. The company also returns value to shareholders through dividends.
Technical
SYBT is trading below its recent highs and showing signs of downward momentum across multiple timeframes, indicating potential short-term weakness or a period of consolidation.
| Factor | Score |
|---|---|
| Regional Economic Growth | 75 |
| Financial Technology (FinTech) Integration | 60 |
| Interest Rate Sensitivity | 50 |
| Community Banking Focus | 70 |
| Mergers & Acquisitions (M&A) Activity | 40 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 95 |
| Growth | 70 |
| Balance Sheet Health | 80 |
| Cash Flow | 75 |
| Dividend Yield | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 30 |
| Momentum | 60 |
| Support & Resistance (1d) | 70 |
| Short-Term Momentum (15m) | 40 |
| Volume Analysis (1d) | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent EPS Beats
Stock Yards Bancorp, Inc. (SYBT) has exceeded earnings per share (EPS) estimates in 11 out of the last 12 reported quarters, with an average positive surprise of 5.6%. This consistent outperformance indicates strong operational execution and effective management.
Strong Capital Position
As of Q4 2024, SYBT reported total equity of $940.48 million and cash and cash equivalents of $78.93 million. The company's balance sheet shows total assets of $8.86 billion and total liabilities of $7.92 billion, indicating a stable financial foundation.
Bearish Points (6)
High Quarterly P/E Ratio
The Price-to-Earnings (P/E) ratio for Q1 2025 is reported at 60.9, significantly higher than the TTM P/E of 18.25. This suggests that the stock may be overvalued based on recent quarterly earnings.
Slowing Revenue Growth
While the company has maintained positive revenue, the quarterly revenue growth rates appear to be stabilizing, with Q1 2025 revenue at $91.73 million and Q4 2024 revenue at $91.68 million.
Calendar
June 2025
16
Ex-Dividend Date
July 2025
1
Next Dividend Date
October 2025
22
Next Earnings Date
H: $1.18
A: $1.17
L: $1.15
H: 100.30M
A: 100.00M
L: 99.50M
Profile
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. It provides services in Louisville, central, eastern, and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. The company was founded in 1904 and is headquartered in Louisville, Kentucky.
Seasonals
Price Target
84.20 USD
The 39 analysts offering 1 year price forecasts for SYBT have a max estimate of 86.00 and a min estimate of 81.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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