GABC$39.42
Chart
Performance
Key Stats
AI GABC Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyGerman American Bancorp shows a good balance of solid fundamentals and consistent performance, with positive technical indicators and reasonable valuation. It is suitable for investors seeking stability and moderate growth.
Thematic
While not a high-growth tech company, German American Bancorp operates in the essential financial services sector. Its stability and regional focus provide a steady, albeit not high-growth, thematic appeal.
Fundamental
German American Bancorp demonstrates strong profitability, a healthy balance sheet with manageable debt, and consistent dividend payouts. Valuation metrics are reasonable.
Technical
The stock is trading above key moving averages, indicating a positive short to medium-term trend. Momentum indicators are mixed, with some suggesting overbought conditions.
| Factor | Score |
|---|---|
| Financial Services Sector | 65 |
| Regional Economic Growth | 55 |
| Digital Transformation in Banking | 50 |
| Factor | Score |
|---|---|
| Valuation | 60 |
| Profitability | 95 |
| Growth | 50 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividends | 75 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 75 |
| Short-term Oscillators | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent EPS Growth
EPS has shown a positive trend, with reported EPS exceeding estimates in most recent quarters (e.g., 2025 Q2 reported 0.79 vs. estimate 0.66, 2025 Q1 reported 0.78 vs. estimate 0.7).
Reasonable P/E Ratio
The trailing P/E ratio of 16.31 is below the industry average (if available) and the company's own historical averages, suggesting it might be undervalued.
Bearish Points (7)
High Quarterly P/E Ratio
The P/E ratio for Q1 2025 (132.7) and Q4 2024 (64.0) is significantly high, indicating potential overvaluation on a quarterly basis.
Slowing Revenue Growth
Annual revenue growth has slowed from $259.717 million in 2022 to $214.928 million in 2024. Quarterly revenue also shows a dip in Q2 2024 compared to Q1 2024.
Calendar
May 2025
9
Ex-Dividend Date
May 2025
20
Next Dividend Date
July 2025
29
Next Earnings Date
H: $0.92
A: $0.84
L: $0.79
H: 91.70M
A: 89.90M
L: 87.90M
Profile
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. The company operates through Core Banking, and Trust and Investment Advisory Services segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Seasonals
Price Target
44.67 USD
The 39 analysts offering 1 year price forecasts for GABC have a max estimate of 46.00 and a min estimate of 42.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 98
Primary and critical manufacturer of Apple's custom A-series and M-series chips.
Weight: 97
Primary assembler of most of Apple's flagship products, including iPhones and iPads.
Weight: 95
Key competitor in smartphones, tablets, and smartwatches; also a major supplier of displays and memory chips.
Weight: 93
Primary competitor in operating systems (Android vs. iOS), search, AI, and digital advertising; also a major content provider.