SSB$89.42
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Powered by LiveAIOverall Analysis
BuySouthState Corporation exhibits strong fundamental performance and a stable financial position. While thematic alignment is moderate, its consistent dividend and solid profitability make it an attractive option for value-oriented investors seeking income and stability. Technical indicators suggest a neutral to slightly bullish short-term outlook.
Thematic
SouthState Corporation operates within the banking sector, which is influenced by broad economic trends rather than specific high-growth technological themes. Its focus on traditional banking services provides stability but limits exposure to high-growth thematic opportunities.
Fundamental
SouthState Corporation demonstrates strong profitability and a healthy balance sheet. Its P/E ratio is reasonable, and it maintains a consistent dividend payout, making it attractive for income and value investors.
Technical
The stock is trading near its 52-week high and shows mixed signals across technical indicators. While it's above key moving averages, some oscillators suggest potential overbought conditions, indicating a period of consolidation may be ahead.
| Factor | Score |
|---|---|
| Digital Banking Transformation | 70 |
| Interest Rate Sensitivity | 75 |
| Regional Economic Growth | 60 |
| ESG & Sustainability | 55 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 90 |
| Growth | 60 |
| Balance Sheet Health | 80 |
| Dividends | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 65 |
| Support & Resistance | 60 |
| Volume | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent Earnings Beat
SouthState Corporation (SSB) has exceeded earnings per share (EPS) estimates in the last two reported quarters (2024 Q2 and 2024 Q1), demonstrating strong operational execution and profitability.
Increasing Dividend Payout
The company has consistently paid and increased its dividend, with the dividend yield standing at a healthy 2.20% (as of the latest reported data) and a history of regular payments, indicating commitment to shareholder returns.
Bearish Points (7)
Elevated Quarterly P/E
The most recent quarterly P/E ratio (2025 Q1) is significantly high at 105.1, which could indicate overvaluation or that expectations are very high for near-term earnings.
Slowing Revenue Growth
Annual revenue growth has shown a downward trend from 2023 to 2024 (from 1.70B to 1.67B, a slight decrease), potentially signaling market saturation or increased competition.
Calendar
May 2025
9
Ex-Dividend Date
May 2025
16
Next Dividend Date
July 2025
25
Next Earnings Date
H: $2.05
A: $2.04
L: $2.03
H: 657.43M
A: 654.26M
L: 649.20M
Profile
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It also provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
Seasonals
Price Target
113.91 USD
The 39 analysts offering 1 year price forecasts for SSB have a max estimate of 120.00 and a min estimate of 105.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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