SNV$46.39
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Powered by LiveAIOverall Analysis
BuySynovus Financial Corp. demonstrates strong fundamental health and consistent dividend payouts, with moderate thematic alignment. Technical indicators suggest a neutral to slightly cautious short-term outlook, while long-term trends remain positive. Suitable for income-focused investors and those seeking stability in the financial sector.
Thematic
Synovus operates within the stable financial services sector, benefiting from steady demand for banking products. Its alignment with broader technological shifts like digital banking and fintech integration is present but not a primary growth driver. ESG considerations are standard for the industry.
Fundamental
Synovus exhibits robust profitability, a solid balance sheet, and consistent dividend growth, making it an attractive investment for income-seeking investors. Its valuation metrics are reasonable for the banking sector.
Technical
The stock is trading within its 52-week range, showing mixed signals. While long-term moving averages suggest an uptrend, shorter-term oscillators indicate a neutral to slightly bearish momentum, suggesting potential consolidation or minor price correction.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 70 |
| Financial Inclusion & Access | 65 |
| Regulatory Environment (Financial Sector) | 60 |
| Interest Rate Sensitivity | 75 |
| Economic Growth Correlation | 60 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 85 |
| Growth | 50 |
| Balance Sheet Health | 85 |
| Cash Flow | 90 |
| Dividend Yield | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 55 |
| Momentum | 60 |
| Volume Confirmation | 65 |
| Support & Resistance | 60 |
| Short-term Oscillators | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Surprises
The company has consistently beaten earnings per share (EPS) estimates in recent quarters, with positive surprises ranging from 0.97% to 34.24% in the past two years. This indicates strong operational execution and forecasting.
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 10.95 is below the industry average (assuming a typical banking sector P/E, which is not provided but generally lower for value stocks) and suggests the stock may be undervalued relative to its earnings.
Bearish Points (7)
Mixed Moving Average Signals
While shorter-term moving averages suggest buying pressure, longer-term moving averages (50-day, 100-day, 200-day EMAs and SMAs) are predominantly signaling 'Sell', indicating potential resistance and a possible trend reversal.
Revenue Decline in Q2 2024
The company experienced a significant revenue decline in Q2 2024, with revenue dropping to $306 million and a negative net margin of -4.6%. This suggests potential operational challenges or cyclical weakness.
Calendar
June 2025
19
Ex-Dividend Date
July 2025
1
Next Dividend Date
October 2025
16
Next Earnings Date
H: $1.42
A: $1.36
L: $1.30
H: 608.78M
A: 603.39M
L: 596.29M
Profile
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and consumer banking products and services in the United States. It operates in four segments: Wholesale Banking, Community Banking, Consumer Banking, and Financial Management Services. The company provides commercial banking services, including commercial, financial, real estate lending, treasury management, asset management, capital markets services, and institutional trust services; consumer banking services, such as accepting customary types of demand and savings deposit accounts, mortgage, installment, and other consumer loans, investment and brokerage services, safe deposit services, automated banking services; automated fund transfers, internet-based banking services, and bank credit and debit card services. It also engages in portfolio management for fixed-income securities investment banking; the execution of securities transactions as a broker/dealer; and the provision of individual investment advice on equity and other securities, and financial planning services. The company was founded in 1888 and is headquartered in Columbus, Georgia.
Seasonals
Price Target
62.79 USD
The 39 analysts offering 1 year price forecasts for SNV have a max estimate of 70.00 and a min estimate of 55.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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