PFG$85.43
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Performance
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AI PFG Summary
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Powered by LiveAIOverall Analysis
BuyPrincipal Financial Group (PFG) presents a compelling investment case driven by strong fundamental performance, a consistent dividend, and favorable positioning in retirement and asset management services. While recent technicals indicate some short-term caution, the long-term outlook remains positive.
Thematic
PFG is well-positioned to benefit from key demographic and economic trends, including an aging population seeking retirement solutions and increasing demand for asset management services.
Fundamental
PFG demonstrates robust profitability, healthy balance sheet, and consistent shareholder returns through dividends. Valuation metrics suggest it is reasonably priced given its stability and growth prospects.
Technical
The stock is trading within its 52-week range, with mixed signals from moving averages and oscillators. It appears to be consolidating after recent gains.
| Factor | Score |
|---|---|
| Retirement Services Demand | 90 |
| Asset Management Growth | 85 |
| Digital Transformation in Finance | 70 |
| Interest Rate Sensitivity | 65 |
| Regulatory Landscape | 75 |
| Factor | Score |
|---|---|
| Valuation | 78 |
| Profitability | 70 |
| Growth | 80 |
| Balance Sheet Health | 85 |
| Cash Flow | 90 |
| Dividends | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 50 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 75 |
| Overbought/Oversold Indicators | 30 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Positive Short-Term Momentum
The stock price has increased by 5.78% year-to-date and 2.16% over the past year, indicating recent positive performance.
Attractive Forward P/E Ratio
The Price-to-Earnings (P/E) ratio for the trailing twelve months (TTM) is 24.6, while the forward P/E ratio is 10.8, suggesting potential undervaluation based on future earnings expectations.
Bearish Points (7)
Short-Term Moving Average Crossovers
On the 1-minute, 5-minute, 15-minute, and 30-minute charts, multiple moving averages are signaling 'Sell', indicating potential short-term downward pressure on the stock.
Inconsistent Earnings Surprises
The company has experienced negative earnings surprises in recent quarters (e.g., -12.74% in Q4 2024, -11.52% in Q3 2024), suggesting potential challenges in meeting analyst estimates.
Calendar
June 2025
2
Ex-Dividend Date
June 2025
27
Next Dividend Date
July 2025
29
Next Earnings Date
H: $2.09
A: $1.97
L: $1.86
H: 4.03B
A: 3.98B
L: 3.94B
Profile
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment also offers insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.
Seasonals
Price Target
86.25 USD
The 39 analysts offering 1 year price forecasts for PFG have a max estimate of 101.00 and a min estimate of 73.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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Direct competitor offering similar insurance, retirement solutions, and asset management services globally, targeting both institutional and retail clients.
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Major global insurance and financial services company, strong competitor in group benefits, annuities, and retirement plans, serving similar markets.
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Strong competitor in individual life insurance, annuities, and retirement plans, often vying for the same customer segments and advisor networks.
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Highly focused on retirement, investment, and insurance solutions, making it a very direct and often head-to-head competitor to PFG's core businesses.