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VOYAVOYA

$78.32

+0.98
arrow_drop_up1.27%
Market closed·update15 Jan 2026 21:00
Day's Range
77.45-78.5
52-week Range
52.43-79.99

Chart

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Performance

Key Stats

Next Earnings Date2026-02-03
Next Earnings TimeAfter Market Close
Volume556.49K
Average Volume 30d766.78K

AI VOYA Summary

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18.8
Valuation (P/E Ratio)
Reasonable for growth sector
📈
0.15
EPS Growth (YoY)
Strong earnings growth
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AI Scoreboard

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Overall Analysis

Buy
72

Voya Financial exhibits strong fundamentals, particularly in its balance sheet and profitability, and pays a consistent dividend. Thematic exposure to financial services and retirement solutions is moderately positive. Technical indicators suggest a stock in a potential downtrend but showing signs of stabilization.

Moderate

Thematic

65

Voya operates in the financial services sector, benefiting from trends in workplace benefits, savings solutions, and retirement planning. Growth in these areas is positive, but competition and regulatory changes are factors to monitor.

Strong

Fundamental

80

Voya Financial demonstrates a robust financial position with a healthy balance sheet, consistent profitability, and a reliable dividend. While revenue growth has been mixed, net income has shown resilience.

Neutral to Bearish

Technical

55

The stock is currently trading below key moving averages, indicating a short-to-medium term bearish trend. However, some oscillators suggest oversold conditions, hinting at potential for a bounce.

FactorScore
Retirement & Savings Solutions80
Workplace Benefits & Health Solutions70
Investment Management Services60
Regulatory Landscape50
Competitive Environment65
FactorScore
Valuation75
Profitability85
Growth60
Balance Sheet Health80
Cash Flow78
Dividend Yield70
FactorScore
Trend Analysis40
Momentum65
Volume Confirmation50
Support & Resistance55
Short-term Oscillators60

AI Investing Checklist

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Bullish Points (8)

Earnings Performance chevron_right

Consistent Earnings Surprises

The company has exceeded EPS estimates for the last 12 reported quarters, indicating robust operational execution and a tendency to outperform expectations.

Valuation chevron_right

Attractive P/E Ratio

The trailing P/E ratio of 13.42 is below the industry average of 15.2, suggesting the stock may be undervalued relative to its peers.

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Bearish Points (8)

Earnings Performance chevron_right

Missed Previous Quarter's EPS Estimate

The company missed the EPS estimate in Q1 2024 (reported $1.63 vs. estimate $1.82), breaking a long streak of positive surprises and raising concerns about current quarter performance.

Valuation chevron_right

High Price-to-Earnings Ratio (Quarterly)

The quarterly P/E ratio in Q1 2025 is 41.5, which is significantly higher than the annual P/E and could indicate overvaluation based on short-term performance.

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Calendar

May 2025

27

Ex-Dividend Date

June 2025

26

Next Dividend Date

August 2025

6

Next Earnings Date

EPS Est.
Revenue Est.

H: $2.14

A: $2.06

L: $1.90

H: 2.11B

A: 1.95B

L: 1.87B

Profile

Websitevoya.com
Employees (FY)10K
ISINUS9290891004
FIGI-

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

Seasonals

2025
2024
2023
2022
2021

Price Target

81.00 USD

The 39 analysts offering 1 year price forecasts for VOYA have a max estimate of 89.00 and a min estimate of 64.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
95.9M (99.58%)
Closely held shares
404K (0.42%)
96.3M
Free Float shares
95.9M (99.58%)
Closely held shares
404K (0.42%)

Capital Structure

Market cap
6.91B
Debt
3.6B
Minority interest
0.00
Cash & equivalents
1.51B
Enterprise value
9B

Valuation - Summary

Market Cap
6.91B
Net income
367M(5.31%)
Revenue
5.83B(84.38%)
6.91B
Market Cap
6.91B
Net income
367M(5.31%)
Revenue
5.83B(84.38%)
Price to earning ratio (P/E)18.80x
Price to sales ratio (P/S)1.20x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
7.89B
COGS
7.89B
Gross Profit
0.00
OpEx
0.00
Operating Income
0.00
Other & Taxes
-667M
Net Income
667M

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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