VOYAVoya Financial exhibits strong fundamentals, particularly in its balance sheet and profitability, and pays a consistent dividend. Thematic exposure to financial services and retirement solutions is moderately positive. Technical indicators suggest a stock in a potential downtrend but showing signs of stabilization.
Voya operates in the financial services sector, benefiting from trends in workplace benefits, savings solutions, and retirement planning. Growth in these areas is positive, but competition and regulatory changes are factors to monitor.
Voya Financial demonstrates a robust financial position with a healthy balance sheet, consistent profitability, and a reliable dividend. While revenue growth has been mixed, net income has shown resilience.
The stock is currently trading below key moving averages, indicating a short-to-medium term bearish trend. However, some oscillators suggest oversold conditions, hinting at potential for a bounce.
| Factor | Score |
|---|---|
| Retirement & Savings Solutions | 80 |
| Workplace Benefits & Health Solutions | 70 |
| Investment Management Services | 60 |
| Regulatory Landscape | 50 |
| Competitive Environment | 65 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 85 |
| Growth | 60 |
| Balance Sheet Health | 80 |
| Cash Flow | 78 |
| Dividend Yield | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 65 |
| Volume Confirmation | 50 |
| Support & Resistance | 55 |
| Short-term Oscillators | 60 |
Consistent Earnings Surprises
The company has exceeded EPS estimates for the last 12 reported quarters, indicating robust operational execution and a tendency to outperform expectations.
Attractive P/E Ratio
The trailing P/E ratio of 13.42 is below the industry average of 15.2, suggesting the stock may be undervalued relative to its peers.
Missed Previous Quarter's EPS Estimate
The company missed the EPS estimate in Q1 2024 (reported $1.63 vs. estimate $1.82), breaking a long streak of positive surprises and raising concerns about current quarter performance.
High Price-to-Earnings Ratio (Quarterly)
The quarterly P/E ratio in Q1 2025 is 41.5, which is significantly higher than the annual P/E and could indicate overvaluation based on short-term performance.
May 2025
27
Ex-Dividend Date
June 2025
26
Next Dividend Date
August 2025
6
Next Earnings Date
H: $2.14
A: $2.06
L: $1.90
H: 2.11B
A: 1.95B
L: 1.87B
Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
81.00 USD
The 39 analysts offering 1 year price forecasts for VOYA have a max estimate of 89.00 and a min estimate of 64.00.