HOPE$10.42
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Performance
Key Stats
AI HOPE Summary
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Powered by LiveAIOverall Analysis
BuyA company with a stable dividend, solid profitability, and a strong balance sheet. While valuation multiples are somewhat high, consistent performance and a positive outlook on its core business make it an attractive long-term investment.
Thematic
The company operates in the banking sector, which is generally stable but may lack strong thematic growth drivers compared to tech-focused companies. Its focus on traditional banking services provides stability but limited exposure to high-growth thematic trends.
Fundamental
The company exhibits strong profitability, a healthy balance sheet with manageable debt, and consistent dividend payouts. Valuation is a slight concern due to elevated P/E and P/S ratios, but strong free cash flow and a good net margin support the valuation.
Technical
The stock has experienced a significant decline recently, trading below key moving averages. While oscillators suggest it might be oversold, the overall trend is bearish, indicating potential for further downside or a period of consolidation.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 70 |
| Interest Rate Sensitivity | 50 |
| Regulatory Landscape | 60 |
| Economic Growth Alignment | 65 |
| Market Niche Focus | 55 |
| Factor | Score |
|---|---|
| Valuation | 65 |
| Profitability | 85 |
| Growth | 60 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividend Yield | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 60 |
| Volume Confirmation | 65 |
| Support & Resistance | 75 |
| Short-term Moving Averages | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent EPS Beat
The company has exceeded earnings per share (EPS) estimates in the last 3 out of 4 quarters, indicating robust earnings performance.
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 20.6, which is lower than the industry average of 25.3, suggesting the stock may be undervalued.
Bearish Points (6)
The Price-to-Sales (P/S) ratio of 4.1 is relatively high compared to its 5-year average of 3.1, suggesting potential overvaluation.
Revenue has decreased year-over-year for the past two quarters, indicating a slowdown in top-line growth.
Calendar
May 2025
2
Ex-Dividend Date
May 2025
16
Next Dividend Date
July 2025
22
Next Earnings Date
H: $0.23
A: $0.21
L: $0.17
H: 134.40M
A: 133.90M
L: 133.10M
Profile
Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, international trade finance, other business-related financing, and loans syndication services; commercial real estate loans; residential mortgage loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, automobile, credit card, and personal loans. In addition, it provides internet banking and bill-pay, remote deposit capture, lock box, and ACH origination services; treasury management services; foreign currency exchange transactions; interest rate contracts and wealth management services; automated teller machine services; and engages in investment activities. Hope Bancorp, Inc. was founded in 1986 and is headquartered in Los Angeles, California.
Seasonals
Price Target
12.25 USD
The 39 analysts offering 1 year price forecasts for HOPE have a max estimate of 14.00 and a min estimate of 11.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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