CATY$47.07
Chart
Performance
Key Stats
AI CATY Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyCathay General Bancorp shows solid fundamentals with decent valuation and profitability metrics. While thematic factors are moderate due to its regional bank profile, technical indicators suggest some caution in the short term. Suitable for investors looking for stable financial exposure with moderate growth potential.
Thematic
As a regional bank focused on commercial banking services in the U.S., Cathay General Bancorp has stable market positioning but limited industry-disruptive themes or innovation pipelines typical in high-growth sectors.
Fundamental
Strong profitability and conservative balance sheet underpin the investment case. Valuation metrics are reasonable though fundamentals show some moderation in growth. Solid dividend yield enhances total return prospects.
Technical
Technical analysis suggests the stock is in a stable range with mixed signals. There is some short-term weakness indicated by oscillators, but moving averages at longer intervals show support. Investors should watch for confirmation of trend direction.
| Factor | Score |
|---|---|
| Market Position | 70 |
| Regulatory Environment | 65 |
| ESG & Sustainability | 60 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 85 |
| Growth | 75 |
| Balance Sheet Health | 90 |
| Cash Flow | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 75 |
| Momentum | 65 |
| Volume Confirmation | 70 |
| Support & Resistance | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent Earnings Surprises
Cathay General Bancorp has reported multiple recent quarters with positive EPS surprises, including a 2.83% surprise in Q2 2025 and consistent beats in recent quarters, signaling strong earnings momentum.
Attractive Price-to-Earnings Ratio
The company's trailing P/E ratio of approximately 12.17 is modest and lower than many growth companies, suggesting the stock may be undervalued relative to its earnings.
Bearish Points (6)
Recent EPS Declines in Some Quarters
There have been quarters with slight negative earnings surprises and some EPS declines in 2024, suggesting episodic profit pressures or slower growth periods.
Rising Quarterly PE Ratios
Quarterly PE multiples have surged above 40 in certain recent quarters, indicating potential overvaluation or elevated market expectations that may be challenging to sustain.
Calendar
May 2025
29
Ex-Dividend Date
June 2025
9
Next Dividend Date
July 2025
23
Next Earnings Date
H: $1.15
A: $1.10
L: $1.05
H: 199.52M
A: 196.60M
L: 195.50M
Profile
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, and time deposits. The company also provides loan products, such as commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
Seasonals
Price Target
48.20 USD
The 39 analysts offering 1 year price forecasts for CATY have a max estimate of 53.00 and a min estimate of 41.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 100
Regional bank with a similar market focus and financial services offerings
Weight: 95
Mid-sized regional bank with overlapping customer base and services
Weight: 93
Regional bank focusing on private banking and wealth management similar to CATY's market
Weight: 90
Regional bank with a similar footprint and product offerings