HIGThe Hartford shows a solid fundamental footing with consistent profitability and a stable balance sheet. Its dividend yield makes it attractive for income-focused investors. While current technicals suggest some near-term headwinds, long-term trends remain positive. Thematic exposure to the insurance sector offers stability, with potential for growth driven by innovation in digital services.
The Hartford operates within the stable insurance and financial services sector, benefiting from ongoing digitalization and a need for financial security. Expansion into managed funds also offers diversification. However, significant thematic growth drivers like AI or disruptive tech are less pronounced compared to tech-focused companies.
The Hartford exhibits strong profitability with healthy net margins and consistent revenue growth. Its balance sheet is robust, with manageable debt levels and increasing cash equivalents. The company also offers a consistent dividend, making it attractive for income investors.
The Hartford is currently trading below key moving averages and exhibits mixed signals from oscillators. While the long-term trend may be upward, short-term momentum is weak, suggesting potential for sideways movement or a slight pullback before any significant upward trend resumes.
| Factor | Score |
|---|---|
| Digital Transformation in Insurance | 75 |
| Financial Services Diversification | 70 |
| Market Stability & Demand | 60 |
| Regulatory Environment | 55 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 80 |
| Growth | 75 |
| Balance Sheet Health | 85 |
| Cash Flow | 88 |
| Dividend | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 45 |
| Volume Confirmation | 60 |
| Support & Resistance | 75 |
| Moving Averages (Daily) | 60 |
Strong EPS Surprise History
The company has a history of beating earnings estimates, with 9 out of the last 12 quarters showing a positive EPS surprise, indicating consistent operational strength.
Undervalued Compared to Industry P/E
The Price-to-Earnings (P/E) TTM ratio of 12.27 is below the industry average of 15.5, suggesting the stock may be undervalued relative to its earnings.
High Price-to-Sales Ratio
The Price-to-Sales (PS) TTM ratio of 1.7 is higher than the 2021 PS ratio of 0.8, suggesting that the company's revenue is being valued more richly, potentially indicating overvaluation.
Recent EPS Miss
The Q2 2024 earnings report showed an EPS miss of -4.57%, indicating a recent shortfall in expected profitability.
June 2025
2
Ex-Dividend Date
July 2025
2
Next Dividend Date
July 2025
29
Next Earnings Date
H: $3.23
A: $2.83
L: $2.44
H: 7.06B
A: 7.03B
L: 6.99B
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Business Insurance segment offers insurance coverages, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Insurance segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channels and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Employee Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and leave management solution. This segment also distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The Hartford Insurance Group, Inc. was founded in 1810 and is headquartered in Hartford, Connecticut.
136.54 USD
The 39 analysts offering 1 year price forecasts for HIG have a max estimate of 163.00 and a min estimate of 120.00.