CB$294.93
$293.51
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Powered by LiveAIOverall Analysis
BuyChubb Limited presents a solid fundamental profile with consistent profitability and a stable balance sheet. While its current valuation is moderate and recent performance shows slight pullbacks, its strong position in the insurance sector and consistent dividend payouts make it an attractive long-term investment. Thematic tailwinds are less pronounced than in tech sectors, but stability and dividend yield offer diversification benefits.
Thematic
Chubb operates in a mature but essential industry (insurance) with moderate thematic growth drivers. While not at the forefront of disruptive tech trends, its business benefits from factors like global economic stability and increasing demand for risk management solutions. Emerging trends like cyber insurance and parametric insurance offer growth avenues.
Fundamental
Chubb demonstrates strong profitability, robust revenue generation, and a healthy balance sheet. Its earnings have consistently exceeded expectations, and its P/E ratio indicates reasonable valuation relative to its stability and growth. The company's financial position appears sound with manageable debt levels.
Technical
The stock is trading below its 52-week high and shows mixed signals across different timeframes. While the daily technical indicators are generally bearish or neutral, longer-term trends suggest underlying strength, though recent performance has been weak.
| Factor | Score |
|---|---|
| Digital Transformation in Insurance | 70 |
| Cybersecurity Risk Management | 75 |
| Climate Change & ESG | 60 |
| Global Economic Stability | 50 |
| Regulatory Landscape | 40 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 88 |
| Growth | 70 |
| Balance Sheet Health | 90 |
| Cash Flow | 95 |
| Earnings Consistency | 92 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 45 |
| Volume Confirmation | 50 |
| Support & Resistance | 65 |
| Short-Term Performance | 30 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beat
The company has a strong track record of beating earnings per share (EPS) estimates, with 10 out of the last 12 quarters exceeding expectations. The most recent quarter (2025 Q2) showed an EPS surprise of 15.71% ($3.68 actual vs. $3.18 estimate).
Attractive P/E Ratio
The Price-to-Earnings (P/E) ratio (TTM) is 17.3, which is lower than the industry average (specific industry data not provided in input, but generally considered attractive if below peers). The 2024 P/E ratio is 11.8, indicating potential undervaluation based on future earnings.
Bearish Points (7)
High Quarterly P/E Ratio
The quarterly P/E ratio for 2025 Q1 is 90.5, and for 2024 Q4 is 42.6. These high multiples, especially when compared to the TTM P/E of 17.3, suggest that current quarterly earnings might be depressed or that the market has very high expectations for future earnings growth, potentially leading to overvaluation if those expectations are not met.
Slowing Revenue Growth
While annual revenue for 2024 was $56.15 billion, an increase from $50.133 billion in 2023, the quarterly revenue figures show a sequential decrease from Q2 2024 ($13.932B) to Q1 2025 ($13.48B), and a net margin contraction to 9.9% in Q1 2025 from 18.2% in Q4 2024.
Calendar
June 2025
13
Ex-Dividend Date
July 2025
3
Next Dividend Date
July 2025
23
Next Earnings Date
H: $6.17
A: $5.43
L: $4.56
H: 13.13B
A: 12.95B
L: 12.79B
Profile
Chubb Limited provides insurance and reinsurance products worldwide. The company operates through six segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company provides package policies, property and general liability, workers' compensation, automobile, umbrella, financial lines, professional and management liability, environmental, international coverages, property and casualty, commercial marine, and risk management products and services. It also offers homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, cyber, and recreational marine insurance and services. In addition, the company provides multiple peril crop insurance and crop-hail insurance for farm, ranch, and specialty property and casualty, and commercial agriculture products; and property insurance products, including traditional commercial fire coverage, as well as energy industry-related, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, the company offers property catastrophe reinsurance, traditional and specialty P&C reinsurance; and protection and savings products, which includes whole life, universal life, unit linked contracts, endowment plans, individual and group term life, dental, critical illness, dementia, hospital cash, personal accident, credit life, and group employee benefits. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
Seasonals
Price Target
299.41 USD
The 39 analysts offering 1 year price forecasts for CB have a max estimate of 340.00 and a min estimate of 245.22.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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