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HIGHIG

$133.685

+1.01
arrow_drop_up0.77%
Market closed·update13 Nov 2025 20:59

$133.68

-0.01
arrow_drop_down0.00%
Post-market·update13 Nov 2025 21:04
Day's Range
132.68-134.24
52-week Range
104.93-135.17

Chart

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Performance

Key Stats

Next Earnings Date2025-10-27
Next Earnings TimeAfter Market Close
Volume810.84K
Average Volume 30d1.45M

AI HIG Summary

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15.5
Valuation (P/E Ratio)
Based on TTM data, this P/E ratio is within a reasonable range for the insurance sector, indicating moderate valuation.
📈
0.152
EPS Growth (YoY)
Represents a significant increase in earnings per share compared to the previous year, suggesting strong operational performance and potential for future growth.
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AI Scoreboard

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Overall Analysis

Buy
78

The Hartford shows a solid fundamental footing with consistent profitability and a stable balance sheet. Its dividend yield makes it attractive for income-focused investors. While current technicals suggest some near-term headwinds, long-term trends remain positive. Thematic exposure to the insurance sector offers stability, with potential for growth driven by innovation in digital services.

Neutral to Positive

Thematic

65

The Hartford operates within the stable insurance and financial services sector, benefiting from ongoing digitalization and a need for financial security. Expansion into managed funds also offers diversification. However, significant thematic growth drivers like AI or disruptive tech are less pronounced compared to tech-focused companies.

Strong

Fundamental

82

The Hartford exhibits strong profitability with healthy net margins and consistent revenue growth. Its balance sheet is robust, with manageable debt levels and increasing cash equivalents. The company also offers a consistent dividend, making it attractive for income investors.

Neutral to Bullish

Technical

72

The Hartford is currently trading below key moving averages and exhibits mixed signals from oscillators. While the long-term trend may be upward, short-term momentum is weak, suggesting potential for sideways movement or a slight pullback before any significant upward trend resumes.

FactorScore
Digital Transformation in Insurance75
Financial Services Diversification70
Market Stability & Demand60
Regulatory Environment55
FactorScore
Valuation70
Profitability80
Growth75
Balance Sheet Health85
Cash Flow88
Dividend70
FactorScore
Trend Analysis40
Momentum45
Volume Confirmation60
Support & Resistance75
Moving Averages (Daily)60

AI Investing Checklist

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Bullish Points (7)

Earnings Performance chevron_right

Strong EPS Surprise History

The company has a history of beating earnings estimates, with 9 out of the last 12 quarters showing a positive EPS surprise, indicating consistent operational strength.

Valuation chevron_right

Undervalued Compared to Industry P/E

The Price-to-Earnings (P/E) TTM ratio of 12.27 is below the industry average of 15.5, suggesting the stock may be undervalued relative to its earnings.

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Bearish Points (7)

Valuation Risk chevron_right

High Price-to-Sales Ratio

The Price-to-Sales (PS) TTM ratio of 1.7 is higher than the 2021 PS ratio of 0.8, suggesting that the company's revenue is being valued more richly, potentially indicating overvaluation.

Earnings Performance chevron_right

Recent EPS Miss

The Q2 2024 earnings report showed an EPS miss of -4.57%, indicating a recent shortfall in expected profitability.

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Calendar

June 2025

2

Ex-Dividend Date

July 2025

2

Next Dividend Date

July 2025

29

Next Earnings Date

EPS Est.
Revenue Est.

H: $3.23

A: $2.83

L: $2.44

H: 7.06B

A: 7.03B

L: 6.99B

Profile

Employees (FY)19.1K
ISIN-
FIGI-

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Business Insurance segment offers insurance coverages, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Insurance segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channels and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Employee Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and leave management solution. This segment also distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The Hartford Insurance Group, Inc. was founded in 1810 and is headquartered in Hartford, Connecticut.

Seasonals

2025
2024
2023
2022
2021

Price Target

136.54 USD

The 39 analysts offering 1 year price forecasts for HIG have a max estimate of 163.00 and a min estimate of 120.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
282M (99.43%)
Closely held shares
1.61M (0.57%)
284M
Free Float shares
282M (99.43%)
Closely held shares
1.61M (0.57%)

Capital Structure

Market cap
34.96B
Debt
4.37B
Minority interest
0.00
Cash & equivalents
183M
Enterprise value
39.14B

Valuation - Summary

Market Cap
35B
Net income
2.25B(6.44%)
Revenue
20.3B(58.03%)
35B
Market Cap
35B
Net income
2.25B(6.44%)
Revenue
20.3B(58.03%)
Price to earning ratio (P/E)15.50x
Price to sales ratio (P/S)1.70x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
26.38B
COGS
26.38B
Gross Profit
0.00
OpEx
0.00
Operating Income
0.00
Other & Taxes
-3.11B
Net Income
3.11B

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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