FCF$17.6
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Performance
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AI FCF Summary
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Powered by LiveAIOverall Analysis
BuyFirst Commonwealth Financial Corporation shows solid fundamental strength with a stable financial position and consistent dividend payments. While technical indicators suggest a short-term downturn, the company's long-term outlook remains positive.
Thematic
As a regional bank, First Commonwealth Financial Corporation benefits from a stable, albeit slow-growing, financial services sector. Its primary thematic exposure is to traditional banking services.
Fundamental
The company exhibits strong profitability, a healthy balance sheet, and consistent dividend payouts, indicating sound financial management and a stable business model.
Technical
Current technical indicators show mixed signals. While the long-term trend appears stable, short-term oscillators suggest a potential for a price reversal or consolidation.
| Factor | Score |
|---|---|
| Financial Services Sector Growth | 60 |
| Regional Economic Stability | 50 |
| Interest Rate Sensitivity | 55 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 90 |
| Growth | 65 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividend Yield | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 50 |
| Momentum | 60 |
| Volume Confirmation | 60 |
| Support & Resistance | 50 |
| Short-term Oscillators (1m) | 40 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent Earnings Growth
Earnings per share (EPS) have shown a positive trend, with reported EPS frequently meeting or exceeding estimates in recent quarters (e.g., Q2 2024, Q3 2024, Q1 2025, Q2 2025).
Reasonable P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 17.3 is within a reasonable range, especially considering the company's market capitalization and net income.
Bearish Points (7)
High P/S Ratio
The Price-to-Sales (P/S) ratio of 4.8 (TTM) is on the higher side, suggesting that the market is valuing revenue relatively highly.
Slowing Revenue Growth
While annual revenue grew from 2021 to 2024, the year-over-year growth rates may be showing signs of deceleration, with net income also seeing fluctuations.
Calendar
May 2025
9
Ex-Dividend Date
May 2025
23
Next Dividend Date
July 2025
30
Next Earnings Date
H: $0.36
A: $0.35
L: $0.33
H: 127.60M
A: 125.88M
L: 123.83M
Profile
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial and residential real estate loans, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Seasonals
Price Target
18.00 USD
The 39 analysts offering 1 year price forecasts for FCF have a max estimate of 20.00 and a min estimate of 17.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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