V$338.88
$339.35
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Powered by LiveAIOverall Analysis
BuyVisa demonstrates robust fundamental strength with strong profitability and a healthy balance sheet, supported by long-term secular trends in digital payments. While recent technicals indicate some short-term choppiness, the overall outlook remains positive.
Thematic
Visa is a dominant player in the secular growth trend of digital payment transformation, benefiting from increasing e-commerce penetration, declining cash usage, and cross-border transaction growth.
Fundamental
Visa exhibits strong financial health with consistent revenue and earnings growth, high profitability, and a robust balance sheet, indicating operational efficiency and financial stability.
Technical
The stock is currently trading within a consolidation range after a period of strong upward movement. While long-term trends remain bullish, short-term indicators suggest a pause or potential minor pullback before further upside.
| Factor | Score |
|---|---|
| Digital Payment Transformation | 95 |
| E-commerce Growth | 90 |
| Cross-Border Transactions | 85 |
| Innovation in Payments | 80 |
| Competitive Landscape | 75 |
| Factor | Score |
|---|---|
| Valuation | 65 |
| Profitability | 95 |
| Growth | 80 |
| Balance Sheet Health | 85 |
| Cash Flow | 90 |
| Dividend Yield | 50 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 60 |
| Support & Resistance | 65 |
| Volume | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beat
Visa has consistently beaten earnings per share (EPS) estimates in the last 12 quarters, with positive surprises ranging from 2.08% to 13.38%.
Strong and Stable Net Margin
Visa demonstrates a robust net profit margin, averaging 51.0% to 55.3% over the past four fiscal years, indicating efficient operations and pricing power.
Bearish Points (7)
High Quarterly P/E Ratios
Quarterly P/E ratios (e.g., 130.8 for 2025 Q1, 105.3 for 2024 Q4) are significantly elevated, suggesting that current market prices may be anticipating very high future growth that could be difficult to achieve.
Potential for Slower Growth Ahead
While revenue and net income have grown annually, the quarterly growth figures and the implied future earnings estimates for upcoming quarters should be monitored for any signs of deceleration.
Calendar
May 2025
13
Ex-Dividend Date
June 2025
2
Next Dividend Date
July 2025
30
Next Earnings Date
H: $2.91
A: $2.85
L: $2.76
H: 9.96B
A: 9.85B
L: 9.75B
Profile
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource and Authorize.net that provides new and enhanced payment integrations with ecommerce platforms, enabling sellers and acquirers to offer tailored commerce experiences; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Consumer Authentication Service, Visa Protect Authentication Intelligence, and Visa Provisioning Intelligence; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Seasonals
Price Target
384.34 USD
The 39 analysts offering 1 year price forecasts for V have a max estimate of 425.00 and a min estimate of 294.55.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 100
Primary direct competitor as a global payment network, sharing the dominant duopoly in card payments with Visa.
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Major digital payment platform; relies heavily on card networks like Visa for funding, payouts, and often routes transactions via Visa.