CUBICustomers Bancorp demonstrates strong financial health and solid performance, with positive outlooks in key fundamental areas. However, recent technical indicators suggest a potential for short-term consolidation, while its thematic alignment is moderate.
The company's focus on digital banking and fintech partnerships positions it within growing tech trends, but its core banking operations are subject to broader economic cycles.
Customers Bancorp exhibits strong profitability, robust revenue growth, and a healthy balance sheet with significant cash reserves, indicating solid financial management.
The stock is trending upwards, with most moving averages indicating a buy signal. However, some oscillators suggest the stock may be approaching overbought conditions.
| Factor | Score |
|---|---|
| Digital Banking & Fintech | 70 |
| Payments & Treasury Services | 65 |
| Economic Sensitivity | 50 |
| Competitive Landscape | 45 |
| Regulatory Environment | 40 |
| Factor | Score |
|---|---|
| Valuation | 65 |
| Profitability | 85 |
| Growth | 95 |
| Balance Sheet Health | 90 |
| Cash Flow | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 60 |
| Volume Confirmation | 60 |
| Support & Resistance | 50 |
| Oscillator Signals | 40 |
Positive Earnings Surprises
The company has a history of beating earnings estimates, with 7 out of the last 8 quarters reporting positive EPS surprises.
Undervalued Compared to Industry
The P/E ratio of 16.10 is below the industry average of 20.5, suggesting the stock may be undervalued relative to its peers.
Missed Earnings Estimates
The company missed the EPS estimate in Q4 2024, reporting 1.34 against an estimate of 1.43, indicating potential challenges in meeting future earnings expectations.
Overbought Indicators
The 1-day Stochastic %K (14, 3, 3) is at 86.47, suggesting the stock may be overbought in the short term and could be due for a pullback.
July 2025
25
Next Earnings Date
H: $1.66
A: $1.61
L: $1.52
H: 202.10M
A: 178.16M
L: 169.10M
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
70.14 USD
The 39 analysts offering 1 year price forecasts for CUBI have a max estimate of 82.00 and a min estimate of 55.00.