MTB$186.52
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Powered by LiveAIOverall Analysis
BuyM&T Bank Corporation demonstrates solid fundamental performance with consistent profitability and a stable balance sheet. Thematic tailwinds in regional banking and economic stability are present, though technical indicators suggest a cautious short-term outlook due to current downward momentum. Recommended for investors seeking stable income and moderate growth in the financial sector.
Thematic
M&T Bank operates within the regional banking sector, benefiting from economic stability and potential interest rate dynamics. Thematic focus includes financial services innovation and regulatory compliance.
Fundamental
M&T Bank exhibits strong profitability, healthy revenue growth, and a robust balance sheet. Its valuation metrics are reasonable, and dividend yield is attractive, suggesting good underlying financial health.
Technical
The stock is currently trading below key moving averages and shows bearish momentum indicators, suggesting a potential for further short-term downside. Investors should monitor for potential support levels.
| Factor | Score |
|---|---|
| Regional Banking Sector Health | 70 |
| Interest Rate Sensitivity | 60 |
| Digital Transformation in Banking | 55 |
| Regulatory Environment | 65 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 85 |
| Growth | 70 |
| Balance Sheet Health | 80 |
| Cash Flow | 85 |
| Dividend Yield | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 45 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Short-term Oscillators | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Surprises
M&T Bank Corporation (MTB) has exceeded earnings per share (EPS) estimates in 8 out of the last 12 reported quarters, indicating a history of stronger-than-expected profitability.
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 15.3 is lower than the industry average of 18.0, suggesting that the stock may be undervalued relative to its earnings.
Bearish Points (7)
Elevated Quarterly P/E Ratio
The P/E ratio for Q1 2025 is 47.6, which is significantly higher than its trailing 12-month P/E of 15.3, indicating potentially stretched valuation for the current quarter's earnings.
Slowing Revenue Growth Trend
While revenue for 2024 was $9.23 billion, up from $8.01 billion in 2022, the growth rate has shown some deceleration compared to prior periods, with Q4 2024 revenue of $2.36 billion down from $2.30 billion in Q1 2024.
Calendar
June 2025
2
Ex-Dividend Date
June 2025
30
Next Dividend Date
October 2025
16
Next Earnings Date
H: $4.53
A: $4.37
L: $4.12
H: 2.50B
A: 2.45B
L: 2.41B
Profile
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, and direct deposit services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, security brokerage, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
Seasonals
Price Target
216.45 USD
The 39 analysts offering 1 year price forecasts for MTB have a max estimate of 240.00 and a min estimate of 175.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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