UNM$77.39
$78.93
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Performance
Key Stats
AI UNM Summary
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Powered by LiveAIOverall Analysis
BuyUnum Group presents a solid investment opportunity driven by consistent profitability and a stable financial position. While recent price action indicates some short-term weakness, its dividend yield and long-term growth prospects remain attractive.
Thematic
Unum Group operates in the financial protection and insurance sector, which benefits from increasing awareness of financial security. However, it faces moderate headwinds from evolving regulatory landscapes and competition.
Fundamental
Unum Group demonstrates strong profitability and a stable balance sheet with consistent dividend payouts. Valuation ratios suggest the stock may be reasonably valued, offering potential for capital appreciation and income.
Technical
The stock is currently trading below key moving averages and shows mixed signals from oscillators, suggesting a period of consolidation or potential downside risk in the short term.
| Factor | Score |
|---|---|
| Demand for Financial Protection | 75 |
| Digital Transformation in Insurance | 70 |
| Economic Sensitivity | 60 |
| Regulatory Environment | 65 |
| Interest Rate Sensitivity | 70 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 80 |
| Growth | 60 |
| Balance Sheet Health | 85 |
| Cash Flow | 88 |
| Dividend Yield | 75 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Support & Resistance | 70 |
| Volume Analysis | 65 |
| Short-Term Oscillators | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beat
The company has exceeded earnings per share (EPS) estimates in 7 of the last 8 quarters, with a positive surprise percentage averaging 7.1%, indicating operational efficiency and effective earnings management.
Undervalued Based on P/E Ratio
The trailing P/E ratio of 9.435 is significantly lower than the industry average (typically above 15), suggesting the stock may be undervalued relative to its earnings potential.
Bearish Points (7)
High Price-to-Sales Ratio
The TTM Price-to-Sales ratio of 1.5, while not excessively high, could be a concern if revenue growth does not accelerate to justify the valuation.
Slowing EPS Growth Trend
While EPS estimates have generally been met or exceeded, the surprise percentages have narrowed in recent quarters, potentially indicating a slowdown in earnings acceleration.
Calendar
July 2025
25
Ex-Dividend Date
July 2025
30
Next Earnings Date
H: $2.31
A: $2.21
L: $2.12
H: 3.35B
A: 3.33B
L: 3.32B
August 2025
15
Next Dividend Date
Profile
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segment. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.
Seasonals
Price Target
97.23 USD
The 39 analysts offering 1 year price forecasts for UNM have a max estimate of 114.00 and a min estimate of 85.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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