UHALU-Haul Holding Company presents a mixed investment profile. Fundamentally, it shows resilience and strong operational metrics, but its growth has been inconsistent recently. Thematic alignment is neutral, and technical indicators suggest a cautious approach due to recent price volatility.
The company operates in the DIY moving and storage sector, which experiences cyclical demand tied to housing market activity and consumer mobility. While there's a steady demand for its services, it lacks strong disruptive thematic tailwinds.
U-Haul Holding Company demonstrates a strong balance sheet with significant assets. Profitability has been inconsistent, with recent quarters showing net losses and declining net margins. However, revenue generation remains substantial.
The stock price has experienced significant volatility, trading below its 50-day and 200-day moving averages. Momentum indicators are mixed, suggesting a lack of strong directional conviction in the short to medium term.
| Factor | Score |
|---|---|
| Moving and Storage Demand | 65 |
| Digitalization of Services | 50 |
| Economic Sensitivity | 50 |
| Competitive Landscape | 60 |
| Insurance Services | 45 |
| Factor | Score |
|---|---|
| Valuation | 30 |
| Profitability | 40 |
| Growth | 50 |
| Balance Sheet Health | 50 |
| Cash Flow | 35 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 45 |
| Support & Resistance | 60 |
Attractive Valuation Metrics
The trailing twelve-month (TTM) Price-to-Earnings (P/E) ratio is 65.1, and the Price-to-Sales (P/S) ratio is 2.6. Annual P/E for 2024 is 2.0, and P/S is 0.2, suggesting potential undervaluation based on historical and recent annual performance.
Positive Annual Earnings Growth
Annual net income has shown a trend from $1.12 billion in 2022 to $924 million in 2023 and $628 million in 2024, with a positive net margin of 11.2% in Q1 2024.
Negative Quarterly Earnings and Surprise
Q1 2025 reported EPS was -$0.46 against an estimate of -$0.17, a significant negative surprise of -170.59%. Q1 2024 also showed a negative EPS of -$0.05 against an estimate of $0.11.
High Debt Levels
Total debt stood at $7.24 billion in Q1 2025, and total liabilities are $12.98 billion, indicating a significant leverage position with total assets of $20.48 billion.
September 2022
20
Next Dividend Date
September 2023
18
Ex-Dividend Date
August 2025
7
Next Earnings Date
H: $
A: $
L: $
H: 1.63B
A: 1.61B
L: 1.60B
U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.
89.84 USD
The 39 analysts offering 1 year price forecasts for UHAL have a max estimate of 120.00 and a min estimate of 74.25.