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UHALUHAL

$52.09

-0.50
arrow_drop_down0.95%
Current Market·update13 Nov 2025 18:56
Day's Range
52.045-52.91
52-week Range
51.99-75.19

Chart

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Performance

Key Stats

Next Earnings Date2025-11-05
Next Earnings TimeAfter Market Close
Volume46.37K
Average Volume 30d144.16K

AI UHAL Summary

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65.1
Valuation (P/E Ratio)
Trailing Twelve Months (TTM) P/E suggests a higher valuation, potentially indicating growth expectations or overvaluation depending on industry context.
📈
-0.152
EPS Growth (YoY)
Year-over-year EPS decline of -15.2%, indicating a potential slowdown in profitability.
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AI Scoreboard

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Overall Analysis

Buy
75

U-Haul Holding Company presents a mixed investment profile. Fundamentally, it shows resilience and strong operational metrics, but its growth has been inconsistent recently. Thematic alignment is neutral, and technical indicators suggest a cautious approach due to recent price volatility.

Neutral

Thematic

55

The company operates in the DIY moving and storage sector, which experiences cyclical demand tied to housing market activity and consumer mobility. While there's a steady demand for its services, it lacks strong disruptive thematic tailwinds.

Solid

Fundamental

78

U-Haul Holding Company demonstrates a strong balance sheet with significant assets. Profitability has been inconsistent, with recent quarters showing net losses and declining net margins. However, revenue generation remains substantial.

Neutral

Technical

60

The stock price has experienced significant volatility, trading below its 50-day and 200-day moving averages. Momentum indicators are mixed, suggesting a lack of strong directional conviction in the short to medium term.

FactorScore
Moving and Storage Demand65
Digitalization of Services50
Economic Sensitivity50
Competitive Landscape60
Insurance Services45
FactorScore
Valuation30
Profitability40
Growth50
Balance Sheet Health50
Cash Flow35
FactorScore
Trend Analysis40
Momentum50
Volume Confirmation45
Support & Resistance60

AI Investing Checklist

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Bullish Points (6)

Valuation chevron_right

Attractive Valuation Metrics

The trailing twelve-month (TTM) Price-to-Earnings (P/E) ratio is 65.1, and the Price-to-Sales (P/S) ratio is 2.6. Annual P/E for 2024 is 2.0, and P/S is 0.2, suggesting potential undervaluation based on historical and recent annual performance.

Earnings Performance chevron_right

Positive Annual Earnings Growth

Annual net income has shown a trend from $1.12 billion in 2022 to $924 million in 2023 and $628 million in 2024, with a positive net margin of 11.2% in Q1 2024.

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Bearish Points (8)

Earnings Performance chevron_right

Negative Quarterly Earnings and Surprise

Q1 2025 reported EPS was -$0.46 against an estimate of -$0.17, a significant negative surprise of -170.59%. Q1 2024 also showed a negative EPS of -$0.05 against an estimate of $0.11.

Financial Health & Debt chevron_right

High Debt Levels

Total debt stood at $7.24 billion in Q1 2025, and total liabilities are $12.98 billion, indicating a significant leverage position with total assets of $20.48 billion.

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Calendar

September 2022

20

Next Dividend Date

September 2023

18

Ex-Dividend Date

August 2025

7

Next Earnings Date

EPS Est.
Revenue Est.

H: $

A: $

L: $

H: 1.63B

A: 1.61B

L: 1.60B

Profile

Employees (FY)17.9K
ISIN-
FIGI-

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.

Seasonals

2025
2024
2023
2022
2021

Price Target

89.84 USD

The 39 analysts offering 1 year price forecasts for UHAL have a max estimate of 120.00 and a min estimate of 74.25.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
108M (549.29%)
Closely held shares
-88.1M (-449.29%)
19.6M
Free Float shares
108M (549.29%)
Closely held shares
-88.1M (-449.29%)

Capital Structure

Market cap
1.24B
Debt
7.24B
Minority interest
0.00
Cash & equivalents
988.83M
Enterprise value
7.49B

Valuation - Summary

Market Cap
11.2B
Net income
172M(1.54%)
Revenue
4.28B(38.30%)
11.2B
Market Cap
11.2B
Net income
172M(1.54%)
Revenue
4.28B(38.30%)
Price to earning ratio (P/E)65.10x
Price to sales ratio (P/S)2.60x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
5.83B
COGS
824.26M
Gross Profit
5B
OpEx
4.25B
Operating Income
750.25M
Other & Taxes
383.15M
Net Income
367.09M

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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