TFC$45.775
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Performance
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AI TFC Summary
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Powered by LiveAIOverall Analysis
BuyTruist Financial Corporation (TFC) demonstrates strong fundamental performance with healthy profitability and a solid balance sheet. Its significant dividend yield adds attractiveness for income-focused investors. While recent technicals suggest some short-term weakness, the long-term outlook remains positive, supported by its market position in financial services.
Thematic
Truist operates within the mature but essential financial services sector. Key themes influencing its performance include interest rate sensitivity, digital transformation in banking, and economic growth in its core operating regions. While not a high-growth thematic play, it benefits from stability and consistent demand for financial products.
Fundamental
Truist Financial Corporation exhibits strong fundamental health. Its profitability metrics are robust, with positive net income and margins in recent periods. The company's balance sheet shows manageable debt levels and substantial equity. The consistent dividend payments and yield further bolster its fundamental appeal.
Technical
Truist Financial Corporation's stock is currently trading below its key moving averages, indicating a short-term downtrend. However, its performance over the last month and year-to-date shows positive momentum. Oscillators suggest the stock is neither significantly overbought nor oversold, offering a relatively neutral short-term outlook with potential for a rebound.
| Factor | Score |
|---|---|
| Interest Rate Sensitivity | 70 |
| Digital Transformation | 75 |
| Economic Growth in US Southeast | 60 |
| Regulatory Environment | 60 |
| Merger Integration | 50 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 90 |
| Growth | 60 |
| Balance Sheet Health | 70 |
| Cash Flow | 80 |
| Dividend Yield | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 65 |
| Performance (Recent) | 85 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Positive Short-Term Performance
The stock has shown a positive performance of 6.91% over the last month and 7.56% year-to-date, indicating recent upward momentum.
Reasonable P/E Ratio
The Price-to-Earnings (P/E) ratio of 12.33 (TTM) appears reasonable relative to historical averages and industry peers, suggesting potential undervaluation or fair valuation.
Bearish Points (7)
Short-Term Weakness/Overbought Conditions
Several short-term technical indicators across 1m, 5m, 15m, and 30m timeframes show 'Sell' signals for moving averages and oversold conditions for some oscillators (e.g., RSI at 32.85 in 1m, 27.93 in 5m), indicating potential short-term selling pressure.
Significant Revenue Drop in Q2 2024
The revenue of -$1.685 billion in Q2 2024 is a significant anomaly and raises concerns about the company's core business performance in that period.
Calendar
May 2025
9
Ex-Dividend Date
June 2025
2
Next Dividend Date
October 2025
17
Next Earnings Date
H: $1.04
A: $0.99
L: $0.94
H: 5.27B
A: 5.21B
L: 5.18B
Profile
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; credit card lending; consumer finance; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Seasonals
Price Target
48.31 USD
The 39 analysts offering 1 year price forecasts for TFC have a max estimate of 55.00 and a min estimate of 45.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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