TD$94.31
Chart
Performance
Key Stats
AI TD Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyA fundamentally sound financial institution with a solid dividend yield and moderate growth prospects. Technically, the stock is showing signs of recent weakness but remains in a long-term uptrend. Thematic exposure to diversified financial services is neutral to positive.
Thematic
As a diversified financial services provider, TD Bank is exposed to various economic cycles. Current themes include a cautious outlook on interest rate sensitivity and a steady demand for banking services.
Fundamental
TD Bank exhibits strong profitability, a robust balance sheet, and a consistent dividend payout. Valuation metrics are attractive, particularly the P/E ratio. Growth in revenue and net income shows a steady upward trend.
Technical
The stock is currently trading below recent highs and exhibits mixed signals across different timeframes. While the long-term trend remains positive, short-term momentum indicators suggest caution.
| Factor | Score |
|---|---|
| Interest Rate Sensitivity | 50 |
| Digital Transformation | 70 |
| Economic Stability (Canada/US) | 65 |
| Regulatory Landscape | 75 |
| Geopolitical Stability | 60 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 80 |
| Growth | 75 |
| Balance Sheet Health | 90 |
| Cash Flow | 85 |
| Dividends | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 60 |
| Momentum | 60 |
| Support & Resistance | 70 |
| Moving Averages | 80 |
| Volume | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Strong Earnings Momentum
Recent quarterly EPS estimates have consistently been beaten, with the latest quarter showing a 10.67% positive surprise (reported $1.97 vs. estimate $1.78). This trend suggests effective operational management and market responsiveness.
Undervalued Relative to Earnings
The trailing Price-to-Earnings (P/E) ratio of 10.62 is low compared to historical averages and industry peers, suggesting potential undervaluation given its earnings performance.
Bearish Points (7)
Potential Overvaluation in Short Term
Some short-term P/E ratios (e.g., 35.2 for Q1 2025) appear high, suggesting that certain analyst expectations for the near future might be overly optimistic, posing a risk of price correction if growth targets are missed.
Slowing Revenue Growth Trajectory
While annual revenue has grown, the quarterly net income has shown volatility and a decline in net margin from 38.1% in 2022 to 15.7% in 2024, indicating potential pressure on profitability.
Calendar
July 2025
10
Ex-Dividend Date
July 2025
31
Next Dividend Date
August 2025
28
Next Earnings Date
H: $2.18
A: $2.02
L: $1.88
H: 13.87B
A: 13.73B
L: 13.60B
Profile
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and day-to-day banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
Seasonals
Price Target
71.01 USD
The 39 analysts offering 1 year price forecasts for TD have a max estimate of 75.16 and a min estimate of 66.02.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
As the largest Canadian bank by market capitalization, RBC is TD's most direct and significant competitor across all major banking segments including retail, commercial, wealth management, and capital markets.
Weight: 92
JPMorgan Chase is the largest bank in the United States and a global financial services powerhouse. Given TD's substantial and growing presence in the U.S. market, JPM serves as a major competitor and benchmark in areas like consumer banking, commercial banking, and investment banking.
Weight: 90
BMO is a major Canadian bank and a direct competitor to TD across retail banking, commercial banking, and capital markets. BMO also has a significant U.S. presence (BMO Harris Bank), directly competing with TD Bank, America's Most Convenient Bank.
Weight: 90
Bank of America is one of the largest U.S. banks with an extensive retail and commercial banking network. It's a key competitor for TD in the U.S. market, particularly in consumer and small business banking.