HBAN$15.95
$15.8867
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Performance
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AI HBAN Summary
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Powered by LiveAIOverall Analysis
BuyHuntington Bancshares shows a mixed profile. Fundamentally sound with consistent earnings and a solid dividend yield. Thematic alignment is neutral to slightly positive. Technical indicators suggest a cautious outlook with some indicators pointing to potential short-term weakness but overall bullish longer-term trends.
Thematic
As a regional bank, Huntington Bancshares' thematic relevance is tied to broader economic trends such as interest rate movements, consumer spending, and regional economic health rather than disruptive technological shifts.
Fundamental
Huntington Bancshares demonstrates strong profitability and a consistent dividend payout. Its valuation appears reasonable given its earnings performance and dividend yield. The company has managed its debt effectively.
Technical
The stock is trading below key long-term moving averages, indicating a bearish to neutral trend. However, recent short-term indicators suggest potential for a bounce. Momentum oscillators are mixed.
| Factor | Score |
|---|---|
| Interest Rate Sensitivity | 70 |
| Digital Transformation in Banking | 60 |
| Economic Growth (Regional Focus) | 65 |
| Regulatory Landscape | 70 |
| ESG & Community Impact | 60 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 88 |
| Growth | 40 |
| Balance Sheet Health | 70 |
| Cash Flow | 85 |
| Dividend Yield | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 70 |
| Support & Resistance | 65 |
| Short-term Oscillators | 75 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent Earnings Beat
Huntington Bancshares (HBAN) has consistently beaten EPS estimates in the last 12 quarters, with an average surprise of 7.6%. This indicates reliable operational execution and strong earnings generation capabilities.
Undervalued P/E Ratio
The trailing P/E ratio of 12.42 is significantly lower than the industry average and historical trading multiples, suggesting the stock may be undervalued relative to its earnings.
Bearish Points (8)
Potential Overvaluation in Short Term
Quarterly P/E ratios for 2024 have shown fluctuations, with Q1 2024 at 58.2 and Q2 2024 at 51.5, indicating potential overvaluation based on near-term earnings, despite a lower annual P/E.
Slowing Revenue Growth Trends
While annual revenue growth was positive from 2021-2024, the net margin has shown a slight decline from 30.9% in 2022 to 26.3% in 2024Q4, suggesting potential pressure on profitability.
Calendar
July 2025
1
Next Dividend Date
September 2025
17
Ex-Dividend Date
October 2025
17
Next Earnings Date
H: $0.39
A: $0.37
L: $0.35
H: 2.06B
A: 2.04B
L: 2.02B
Profile
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.
Seasonals
Price Target
19.27 USD
The 39 analysts offering 1 year price forecasts for HBAN have a max estimate of 21.00 and a min estimate of 15.40.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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