RY$175.85
$176
Chart
Performance
Key Stats
AI RY Summary
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Powered by LiveAIOverall Analysis
BuyRoyal Bank of Canada exhibits strong fundamental performance and a solid dividend history, with moderate thematic alignment and mixed technical indicators. It presents a balanced opportunity for income and growth-oriented investors.
Thematic
RBC operates in a stable financial services sector with opportunities in digital transformation and wealth management, but faces moderate headwinds from evolving regulatory landscapes.
Fundamental
Royal Bank of Canada demonstrates robust profitability, a healthy balance sheet, and a consistent dividend payout, with strong earnings per share growth.
Technical
The stock is trading in a long-term uptrend but has recently experienced downward pressure, with indicators suggesting a neutral to slightly bearish short-term outlook.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 75 |
| Wealth Management Growth | 80 |
| Economic Sensitivity | 50 |
| Regulatory Environment | 60 |
| Sustainable Finance (ESG) | 60 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 80 |
| Growth | 75 |
| Balance Sheet Health | 85 |
| Cash Flow | 88 |
| Dividends | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 50 |
| Momentum | 40 |
| Volume Confirmation | 60 |
| Support & Resistance | 65 |
| Price Action | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (8)
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 10.2, which is lower than the industry average, suggesting the stock may be undervalued relative to its earnings.
Strong Cash Position
The company has a substantial cash and cash equivalents balance of $122.74 billion, providing ample liquidity and financial flexibility.
Bearish Points (7)
Potentially High Valuation in Certain Timeframes
Quarterly P/E ratios (e.g., Q2 2025: 38.5, Q1 2025: 33.5) appear high, which could indicate overvaluation if future earnings growth does not materialize as expected.
Slowing Revenue Growth in Specific Quarters
While annual revenue has grown, some quarterly revenue figures show modest or flat growth (e.g., comparing certain quarters year-over-year), which could signal a slowdown.
Calendar
July 2025
24
Ex-Dividend Date
August 2025
22
Next Dividend Date
August 2025
27
Next Earnings Date
H: $3.47
A: $3.31
L: $3.14
H: 16.24B
A: 16.03B
L: 15.81B
Profile
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and services. Its Wealth Management segment provides a suite of wealth, investment, trust, banking, credit, and other solutions to clients; asset management products to institutional and individual clients; and asset and investor services to financial institutions, asset managers, and asset owners. The company's Insurance segment offers life, health, travel, wealth, annuities, property and casualty, and reinsurance advice and solutions; digital platforms; and independent brokers and partners, as well as client-led advice and solutions. The company's Capital Markets segment offers advisory and origination, sales and trading, lending and financing, and transaction banking services to corporations, institutional clients, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.
Seasonals
Price Target
139.12 USD
The 39 analysts offering 1 year price forecasts for RY have a max estimate of 156.47 and a min estimate of 115.88.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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