RKT$23.44
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Powered by LiveAIOverall Analysis
BuyRocket Companies shows potential for growth driven by its core mortgage business and expanding financial services, but faces near-term headwinds and a mixed technical outlook. Long-term prospects are tied to adapting to market shifts.
Thematic
Positioned within the evolving real estate and financial technology sectors, Rocket Companies benefits from digitalization trends in homeownership and personal finance.
Fundamental
The company demonstrates mixed profitability and revenue trends, with a significant debt load and recent negative free cash flow impacting its financial health. Valuation metrics are volatile.
Technical
The stock is experiencing a significant downturn from its 52-week high, with most short-term and long-term moving averages indicating a bearish trend. However, momentum indicators suggest potential for a rebound.
| Factor | Score |
|---|---|
| Digitalization of Real Estate Transactions | 85 |
| Interest Rate Sensitivity | 50 |
| Fintech Integration | 70 |
| Housing Market Trends | 70 |
| Competitive Landscape | 65 |
| Factor | Score |
|---|---|
| Valuation | 40 |
| Profitability | 55 |
| Growth | 65 |
| Balance Sheet Health | 35 |
| Cash Flow | 25 |
| Factor | Score |
|---|---|
| Trend Analysis | 30 |
| Momentum | 70 |
| Volume Confirmation | 65 |
| Support & Resistance | 70 |
| Short-Term Indicators | 75 |
AI Investing Checklist
Powered by LiveAIBullish Points (8)
Low Price-to-Sales Ratio
The stock's trailing Price-to-Sales (P/S) ratio of 0.1 is significantly below its 5-year average of 0.4 and the industry average of 0.7, suggesting it may be undervalued.
Positive Net Income
The company reported a net income of $29.37 million in Q4 2024, a significant improvement from a net loss in Q4 2023, indicating a return to profitability.
Bearish Points (9)
High Price-to-Earnings (P/E) Ratio
The trailing Price-to-Earnings (P/E) ratio of 21,235.5 is exceptionally high, suggesting the stock is significantly overvalued relative to its current earnings.
Negative EPS Trend
The company has a trailing EPS (TTM) of -$0.03, indicating consistent losses on a per-share basis, which is a significant concern.
Calendar
March 2025
20
Ex-Dividend Date
April 2025
3
Next Dividend Date
August 2025
1
Next Earnings Date
H: $0.04
A: $0.03
L: $0.01
H: 1.31B
A: 1.28B
L: 1.23B
Profile
Rocket Companies, Inc., provides spanning mortgage, real estate, and personal finance services in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network. The company offers Rocket Mortgage, a mortgage lender service; Rocket Close, an appraisal management, settlement, and title service; Rocket Homes, a home search platform and real estate agent referral network that provides technology-enabled services to support the home buying and selling experience; and Rocket Loans, an online-based personal loans business. It also provides Rocket Money that provides financial wellness services, including subscription cancellation, budget management, and credit score; and Lendesk, a software service that provides a point of sale system for mortgage professionals and a loan origination system for private lenders. In addition, the company originates, closes, sells, and services agency-conforming loans. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. operates as a subsidiary of Rock Holdings Inc.
Seasonals
Price Target
14.55 USD
The 39 analysts offering 1 year price forecasts for RKT have a max estimate of 17.00 and a min estimate of 12.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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