REFI$12.11
$12.04
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Performance
Key Stats
AI REFI Summary
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Powered by LiveAIOverall Analysis
BuyChicago Atlantic Real Estate Finance, Inc. (REFI) presents a mixed investment profile. Fundamentally strong with a very attractive dividend yield and solid profitability, it operates in a niche but growing market. However, recent performance shows a downturn, and short-term technicals indicate weakness, suggesting potential for a near-term rebound but with caution advised.
Thematic
REFI is positioned within the cannabis real estate financing sector, benefiting from the ongoing expansion and legalization of the cannabis industry. The shift towards alternative lending and specialized real estate financing provides thematic tailwinds, though regulatory shifts in the cannabis market can introduce volatility.
Fundamental
REFI demonstrates strong profitability with high net margins and robust revenue growth. Its dividend yield is exceptionally high, indicating a commitment to shareholder returns. While debt levels have increased, they appear manageable relative to its cash flow and equity.
Technical
The stock has experienced a significant decline over the past 6 months and year-to-date, moving below key moving averages. While some indicators suggest potential oversold conditions, the overall trend appears bearish in the short to medium term.
| Factor | Score |
|---|---|
| Cannabis Industry Growth | 85 |
| Real Estate Investment Trusts (REITs) | 75 |
| Regulatory Environment (Cannabis) | 50 |
| Alternative Lending | 70 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 95 |
| Growth | 40 |
| Balance Sheet Health | 75 |
| Cash Flow | 80 |
| Dividends | 98 |
| Factor | Score |
|---|---|
| Trend Analysis | 30 |
| Momentum | 40 |
| Volume Confirmation | 50 |
| Support & Resistance | 60 |
| Short-term Performance | 35 |
AI Investing Checklist
Powered by LiveAIBullish Points (8)
Attractive P/E Ratio
The trailing twelve months (TTM) Price-to-Earnings (P/E) ratio is 9.7, which is relatively low and suggests potential undervaluation compared to the market.
High Dividend Yield
The dividend yield is 14.7%, which is very attractive for income-seeking investors, although sustainability should be monitored.
Bearish Points (8)
Recent Price Decline
The stock price has declined by 0.59% in the current trading session and has seen negative performance over the last 1, 6, and 12 months (-3.99%, -5.58%, -3.62% respectively), indicating recent negative investor sentiment.
Bearish Moving Average Signals
Multiple moving averages across various timeframes (1m, 5m, 15m, 30m, 1h, 2h, 4h, 1d) are indicating 'Sell' signals, suggesting downward price pressure.
Calendar
June 2025
30
Ex-Dividend Date
July 2025
15
Next Dividend Date
August 2025
7
Next Earnings Date
H: $0.47
A: $0.47
L: $0.47
H: 16.40M
A: 14.46M
L: 13.03M
Profile
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes first mortgage loans to established multi-state or single-state cannabis operators or property owners. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.
Seasonals
Price Target
17.62 USD
The 39 analysts offering 1 year price forecasts for REFI have a max estimate of 20.00 and a min estimate of 14.50.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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