RDN$32.86
$32.65
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AI RDN Summary
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Powered by LiveAIOverall Analysis
BuyRadian Group Inc. exhibits strong fundamental performance with healthy profitability and a stable balance sheet. While recent performance has been mixed, the dividend yield offers income potential. Technical indicators suggest a cautious outlook with potential for near-term volatility.
Thematic
Radian operates within the mortgage and real estate services sector. Key themes include housing market stability, interest rate sensitivity, and technological adoption in real estate transactions. While not a high-growth tech theme, it benefits from stable economic cycles.
Fundamental
Radian demonstrates strong profitability, particularly in its net profit margin, and a solid revenue base. Its balance sheet appears healthy with a manageable debt level relative to equity and consistent positive cash flow from operations over the past few years.
Technical
The stock's price action shows recent weakness, with performance metrics indicating declines over 1-month and 6-month periods. Technical indicators suggest a mixed picture, with some moving averages indicating potential support, but oscillators leaning towards caution.
| Factor | Score |
|---|---|
| Housing Market Trends | 70 |
| Interest Rate Sensitivity | 60 |
| Technological Adoption (PropTech) | 75 |
| Regulatory Environment (Financial Services) | 70 |
| Dividend Payouts | 60 |
| Factor | Score |
|---|---|
| Valuation | 90 |
| Profitability | 95 |
| Growth | 60 |
| Balance Sheet Health | 70 |
| Cash Flow | 40 |
| Factor | Score |
|---|---|
| Trend Analysis | 65 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Recent Performance | 45 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent EPS Beats
The company has consistently beaten earnings per share (EPS) estimates for the past 12 quarters, with surprise percentages ranging from 10.21% to 40.13%. This indicates strong and reliable earnings generation.
Low P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 8.61, which is significantly lower than the industry average, suggesting the stock may be undervalued relative to its earnings.
Bearish Points (7)
High P/S Ratio (TTM)
The trailing Price-to-Sales (P/S) ratio is 4.7, indicating that investors are paying a premium for every dollar of sales. This could be a concern if sales growth falters.
Increasing Debt Levels
Total debt has increased from $1.56 billion in Q4 2021 to $2.34 billion in Q4 2024, while cash equivalents have decreased. This signals a more leveraged financial position.
Calendar
June 2025
2
Ex-Dividend Date
June 2025
17
Next Dividend Date
July 2025
31
Next Earnings Date
H: $1.05
A: $0.98
L: $0.88
H: 328.20M
A: 324.88M
L: 321.57M
Profile
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting. It offers title services, including a suite of insurance and non-insurance titles; tax and title data, centralized recording, document retrieval, and default curative title services; deed and property reports; mortgage underwriting and processing; escrow; appraisal management; and real estate brokerage. In addition, the company provides real estate valuation products and services; asset management services for managing real estate owned properties; and a suite of real estate technology products and services, such as proprietary platforms as a service solution. It serves mortgage originators, such as mortgage bankers, commercial banks, savings institutions, credit unions, and community banks; and consumers, mortgage lenders, mortgage investors, and government-sponsored enterprises. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
Seasonals
Price Target
36.83 USD
The 39 analysts offering 1 year price forecasts for RDN have a max estimate of 40.00 and a min estimate of 33.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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