PRU$107.79
$107.6
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Performance
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AI PRU Summary
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Powered by LiveAIOverall Analysis
BuyPrudential Financial shows strong fundamental value and a consistent dividend, with moderate performance trends. Thematic elements are present but not dominant. Current technicals suggest a cautious approach due to recent price weakness.
Thematic
Prudential operates in established financial services sectors, with growth potential in investment management and international markets. While not a high-growth tech play, it benefits from stable demand for insurance and retirement products.
Fundamental
Prudential exhibits strong financial health, consistent profitability, and a reliable dividend. Its valuation metrics are attractive relative to its historical performance and industry peers.
Technical
The stock has experienced a recent price decline, trading below key short-term moving averages. While long-term trends might still be supportive, current momentum indicators suggest caution.
| Factor | Score |
|---|---|
| Financial Services Demand | 70 |
| Investment Management Growth | 75 |
| International Expansion | 55 |
| Digital Transformation | 50 |
| Regulatory Environment | 50 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 70 |
| Growth | 60 |
| Balance Sheet Health | 80 |
| Cash Flow | 85 |
| Dividend Yield | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 50 |
| Momentum | 55 |
| Volume Confirmation | 60 |
| Support & Resistance | 60 |
| Short-term Moving Averages | 45 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Attractive Valuation
The Price-to-Earnings (P/E) ratio is 16.45, which is lower than the industry average of 18.5, suggesting potential undervaluation relative to peers.
Consistent Dividend Payout
The dividend yield is 4.98%, providing a steady income stream. The company has a history of consistent dividend payments, indicating financial stability.
Bearish Points (8)
Recent Underperformance
The stock has experienced a 12.0% decline over the past year, indicating recent market headwinds or company-specific challenges that have impacted investor sentiment.
High P/E Ratio on Latest Quarter
The Price-to-Earnings (P/E) ratio for the latest quarter (2025Q1) is 55.2, which is significantly high and may indicate overvaluation if earnings do not grow commensurately.
Calendar
May 2025
20
Ex-Dividend Date
June 2025
12
Next Dividend Date
July 2025
31
Next Earnings Date
H: $3.40
A: $3.23
L: $3.06
H: 13.67B
A: 13.42B
L: 12.97B
Profile
Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance in the United States primarily for institutional clients for use in connection with employee and membership benefits plans; sells accidental death and dismemberment, and other supplemental health solutions; and plan administration services in connection with its insurance coverages. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products; and advisory and administration services . The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Seasonals
Price Target
115.50 USD
The 39 analysts offering 1 year price forecasts for PRU have a max estimate of 136.00 and a min estimate of 88.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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