PRI$253.75
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AI PRI Summary
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Powered by LiveAIOverall Analysis
BuyPrimerica demonstrates strong fundamental performance with consistent profitability and a solid balance sheet. Thematic alignment is moderate, while technical indicators suggest a slightly cautious near-term outlook. Suitable for investors seeking stable income and moderate growth.
Thematic
Primerica operates in the financial services sector, focusing on middle-income households. While the demand for financial planning and insurance remains steady, the sector is not currently experiencing explosive growth trends. Innovation in fintech and digital delivery could offer future thematic opportunities.
Fundamental
Primerica exhibits strong profitability, healthy cash flow generation, and a manageable debt level. Valuation metrics are reasonable, and dividend yield offers an income component.
Technical
The stock has shown recent price weakness, trading below key short-term moving averages. While longer-term trends are not definitively broken, the current momentum indicators suggest caution in the immediate term.
| Factor | Score |
|---|---|
| Financial Inclusion & Middle-Income Focus | 70 |
| Digital Transformation in Financial Services | 60 |
| Regulatory Landscape | 50 |
| Economic Sensitivity | 70 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 88 |
| Growth | 70 |
| Balance Sheet Health | 75 |
| Cash Flow | 80 |
| Dividend Yield | 60 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 45 |
| Volume Confirmation | 65 |
| Support & Resistance | 70 |
| Recent Performance | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beat
The company has exceeded earnings per share (EPS) estimates for the last three reported quarters, demonstrating consistent operational strength and the ability to manage expectations.
Undervalued by P/E Ratio
The Price-to-Earnings (P/E) TTM ratio of 12.10 is below the industry average, suggesting that the stock may be undervalued relative to its earnings potential.
Bearish Points (7)
Bearish Moving Average Signals
Most short-term and medium-term moving averages (10-day, 20-day, 30-day, 50-day EMAs and SMAs) are indicating 'Sell' signals, suggesting a bearish trend or potential resistance.
Slowing Revenue Growth
While the latest annual revenue is higher than the previous year, the quarterly revenue growth has shown some fluctuations, with a dip in Q2 2024, which warrants monitoring for future trends.
Calendar
May 2025
22
Ex-Dividend Date
June 2025
13
Next Dividend Date
August 2025
7
Next Earnings Date
H: $5.30
A: $5.20
L: $5.09
H: 802.41M
A: 787.93M
L: 776.00M
Profile
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
Seasonals
Price Target
307.29 USD
The 39 analysts offering 1 year price forecasts for PRI have a max estimate of 340.00 and a min estimate of 292.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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