PB$66.88
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AI PB Summary
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Powered by LiveAIOverall Analysis
BuyProsperity Bancshares, Inc. (PB) presents a fundamentally sound investment opportunity with a stable business model and consistent dividend payouts. While technical indicators suggest current weakness, the underlying financial health and market position warrant a positive outlook for investors seeking income and stability.
Thematic
As a regional bank, Prosperity Bancshares is influenced by broader economic and regulatory themes. Growth is tied to regional economic expansion and interest rate environments, rather than disruptive technological trends. ESG considerations are present but not a primary growth driver.
Fundamental
Prosperity Bancshares demonstrates strong profitability, a healthy balance sheet, and consistent dividend payments. Valuation metrics are reasonable, making it an attractive option for value and income-focused investors.
Technical
The stock's technical indicators suggest a current period of weakness and potential consolidation. While not indicating a strong sell, caution is advised due to recent price declines and mixed signals across various indicators.
| Factor | Score |
|---|---|
| Regional Economic Growth | 70 |
| Interest Rate Sensitivity | 60 |
| Regulatory Environment (Banking) | 50 |
| Digital Transformation in Banking | 50 |
| ESG & Sustainability Focus | 45 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 95 |
| Growth | 70 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividend Yield | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 60 |
| Short-term Indicators | 40 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The Price-to-Earnings (P/E) ratio of 16.6x (TTM) is lower than the industry average, suggesting the stock may be undervalued relative to its earnings.
Consistent Earnings Growth
Earnings Per Share (EPS) has shown a consistent upward trend, with reported EPS frequently exceeding analyst estimates (e.g., EPS surprises in most quarters).
Bearish Points (7)
Recent Performance Decline
The stock has experienced negative performance over multiple periods, including -6.75% over 5 days and -14.33% over 6 months, indicating a recent downturn.
Multiple Sell Signals on Short-Term Charts
Short-term technical indicators (e.g., 1-minute, 5-minute, 1-hour moving averages) predominantly show 'Sell' signals, suggesting immediate downward pressure.
Calendar
July 2025
23
Next Earnings Date
H: $1.47
A: $1.45
L: $1.42
H: 320.50M
A: 319.02M
L: 316.32M
September 2025
15
Ex-Dividend Date
October 2025
1
Next Dividend Date
Profile
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. The company was incorporated in 1983 and is headquartered in Houston, Texas.
Seasonals
Price Target
81.69 USD
The 39 analysts offering 1 year price forecasts for PB have a max estimate of 90.00 and a min estimate of 77.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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