ORI$43.15
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Powered by LiveAIOverall Analysis
BuyOld Republic International Corporation shows strong fundamental performance with consistent profitability and a stable financial position. Thematic tailwinds in the insurance sector are positive, but current technical indicators suggest a cautious approach due to recent price declines.
Thematic
Old Republic operates in the insurance sector, benefiting from ongoing demand for property and casualty, as well as title insurance. However, it faces competition and potential headwinds from economic cycles.
Fundamental
Old Republic International demonstrates robust profitability, healthy cash flow generation, and a solid balance sheet. Valuation metrics are reasonable, particularly given its consistent earnings and dividend payouts.
Technical
The stock price has experienced a decline over the past month, trading below key moving averages. While some oscillators suggest a potential for a short-term bounce, the overall trend is currently bearish.
| Factor | Score |
|---|---|
| Insurance Sector Growth | 75 |
| Digital Transformation in Insurance | 65 |
| Regulatory Environment (Insurance) | 70 |
| Economic Sensitivity (Real Estate) | 60 |
| Interest Rate Environment | 75 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 85 |
| Growth | 75 |
| Balance Sheet Health | 85 |
| Cash Flow | 90 |
| Dividend Yield | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 55 |
| Short-Term Oscillators | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 10.15, which is lower than the industry average, suggesting the stock might be undervalued relative to its earnings.
Consistent Dividend Payouts
The company has a history of consistent dividend payments, with a current dividend yield of 1.45%. The dividend appears sustainable given the company's earnings and cash flow.
Bearish Points (7)
Potential Overbought Signals
On very short timeframes like 1-minute and 5-minute charts, indicators like Stochastic RSI Fast are showing 'Sell' signals (e.g., 95.62 on 1m, 20.41 on 5m), potentially indicating overbought conditions that could lead to a price pullback.
Declining Revenue Trend
Annual revenue has shown a downward trend from $9.34 billion in 2021 to $8.23 billion in 2024, indicating potential challenges in top-line growth.
Calendar
June 2025
6
Ex-Dividend Date
June 2025
16
Next Dividend Date
July 2025
24
Next Earnings Date
H: $0.84
A: $0.76
L: $0.70
H: 2.32B
A: 2.29B
L: 2.26B
Profile
Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services primarily in the United States and Canada. The company operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment offers accident and health, aviation, commercial auto, commercial multi-peril, commercial property, excess and surplus, general liability, home and auto warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, directors and officers, and surety. This segment provides its insurance products to businesses, state and local governments, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.
Seasonals
Price Target
41.50 USD
The 39 analysts offering 1 year price forecasts for ORI have a max estimate of 42.00 and a min estimate of 41.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 98
Direct competitor in the title insurance market, which is a core business segment for Old Republic International (ORI). Both companies derive significant revenue from real estate transaction services.
Weight: 97
Direct competitor in the title insurance market, a primary business segment for ORI. They compete for market share in providing title insurance and settlement services for real estate transactions.
Weight: 95
Direct competitor in the title insurance market, a key revenue driver for ORI. Both offer title insurance and related services to real estate professionals and consumers.
Weight: 90
Major diversified property & casualty (P&C) insurer with significant commercial lines operations, directly competing with ORI's general insurance segment in areas like workers' compensation, commercial auto, and general liability.