FAF$63.7475
Chart
Performance
Key Stats
AI FAF Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyFirst American Financial Corporation demonstrates strong fundamentals in the financial services sector, supported by consistent dividend payments and a stable market position. While growth in revenue and earnings has been mixed, the company shows resilience. Technical indicators suggest a potential near-term recovery after a period of decline.
Thematic
The company operates in the real estate services and title insurance sector, which is influenced by interest rate cycles and housing market activity. While stable, significant secular growth drivers are less apparent compared to tech-centric themes.
Fundamental
First American Financial Corporation exhibits a robust financial position with healthy dividend yields and a manageable debt level. Profitability has seen fluctuations, but the company maintains a significant market presence and strong equity. Valuation metrics suggest it may be trading at a reasonable level given its stability.
Technical
The stock price shows a mixed technical picture. While the daily chart suggests a downtrend, shorter-term indicators and recent price action indicate a potential for a short-term bounce or stabilization. The stock is trading below key moving averages.
| Factor | Score |
|---|---|
| Real Estate Market Cycles | 50 |
| Digital Transformation in Real Estate | 70 |
| Home Warranty Services | 75 |
| Regulatory Environment | 70 |
| Factor | Score |
|---|---|
| Valuation | 55 |
| Profitability | 60 |
| Growth | 30 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividends | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 60 |
| Support & Resistance | 65 |
| Short-term Indicators (15m) | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Positive Earnings Surprises
The company has demonstrated a consistent track record of exceeding EPS estimates, with positive surprises in the last several quarters (e.g., +23.23% in Q2 2025, +23.12% in Q1 2025). This suggests strong operational execution and effective management.
Attractive Dividend Yield
The current dividend yield is 3.75% (based on the latest data), which is competitive and provides a steady income stream for investors. The dividend has also shown historical growth.
Bearish Points (7)
High Price-to-Earnings Ratio
The P/E ratio (TTM) is 144.0, and for 2024, it's 48.1. These are significantly higher than the TTM P/E of 23.3 in 2022, suggesting the stock may be overvalued compared to its historical earnings and industry peers.
Declining Revenue and Net Income
Revenue has seen a significant decline from $9.21 billion in 2021 to $6.12 billion in 2024. Net income also shows a downward trend (excluding a rebound in Q1 2025) from $1.24 billion in 2021 to $131.1 million in 2024, indicating potential business challenges.
Calendar
June 2025
9
Ex-Dividend Date
June 2025
16
Next Dividend Date
October 2025
23
Next Earnings Date
H: $1.48
A: $1.44
L: $1.41
H: 1.85B
A: 1.85B
L: 1.84B
Profile
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and various appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in in Santa Ana, California.
Seasonals
Price Target
76.50 USD
The 39 analysts offering 1 year price forecasts for FAF have a max estimate of 86.00 and a min estimate of 70.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 98
FNF is the largest direct competitor to First American Financial (FAF) in the U.S. title insurance and settlement services market, offering nearly identical core services for real estate transactions.
Weight: 95
STC is a leading provider of title insurance and real estate services, making it a primary competitor to FAF with a similar business model and client base across residential and commercial sectors.
Weight: 92
ORI operates a significant and well-established title insurance group, directly competing with FAF for market share in real estate title and settlement services.
Weight: 88
CoStar is a dominant provider of commercial real estate information, analytics, and online marketplaces, a sector where FAF also operates through its data and analytics segment (e.g., DataTree). CoStar's acquisition of CoreLogic assets further links them.