ONB$23.29
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AI ONB Summary
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Powered by LiveAIOverall Analysis
BuyOld National Bancorp presents a solid fundamental profile with consistent profitability and a manageable debt level. The company's stable dividend yield and positive recent performance metrics are attractive, though the current valuation and recent price action suggest a degree of caution is warranted. Its positioning in the financial services sector offers stability.
Thematic
As a regional bank, Old National Bancorp is influenced by broader economic and financial services sector trends. While not a high-growth technology player, its role in supporting local economies and its digital banking initiatives provide moderate thematic relevance. The current economic environment, with interest rate sensitivity, plays a significant role.
Fundamental
Old National Bancorp demonstrates robust profitability metrics and a well-managed balance sheet. Its P/E ratio is reasonable for the sector, and its dividend yield offers attractive income. Earnings have consistently met or exceeded expectations.
Technical
The stock has experienced a recent decline, trading below key moving averages. While there are indicators suggesting potential oversold conditions, the overall trend appears to be consolidating or slightly bearish in the short to medium term.
| Factor | Score |
|---|---|
| Financial Sector Stability | 70 |
| Digital Transformation in Banking | 65 |
| Regional Economic Growth | 50 |
| Interest Rate Sensitivity | 40 |
| Consolidation Trends | 60 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 90 |
| Growth | 60 |
| Balance Sheet Health | 70 |
| Cash Flow | 80 |
| Dividend | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 65 |
| Support & Resistance | 70 |
| Oversold Indicators | 80 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beat
The company has consistently surpassed earnings per share (EPS) estimates, with the latest quarter showing a 5.39% surprise (0.45 reported vs. 0.43 estimate) and the previous quarter a 6.29% surprise (0.49 reported vs. 0.46 estimate).
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 19.1, which is lower than the P/E of 22.8 in 2021, suggesting a potentially more attractive valuation compared to historical performance.
Bearish Points (7)
Elevated Quarterly P/E Ratios
The company's quarterly P/E ratios, especially for Q1 2025 (57.0) and Q4 2024 (54.6), appear significantly elevated compared to the trailing P/E of 19.1, potentially indicating overvaluation in the short term.
Revenue Decline in Latest Quarter
While annual revenue shows growth, the quarterly revenue for Q1 2025 ($481.4M) is lower than Q4 2024 ($490.0M) and Q3 2024 ($485.9M), indicating a potential slowdown in revenue generation.
Calendar
June 2025
5
Ex-Dividend Date
June 2025
16
Next Dividend Date
October 2025
21
Next Earnings Date
H: $0.60
A: $0.56
L: $0.55
H: 708.80M
A: 696.16M
L: 688.00M
Profile
Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits. The company also offers loans, including home equity lines of credit, residential real estate loans, and consumer loans, as well as loans to commercial clients comprising commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. In addition, it provides debit and automated teller machine cards, telephone access and online banking, and other electronic and mobile banking services. Further, the company offers private banking, wealth management, trust, investment advisory, brokerage, and foreign currency services; treasury management, merchant, and capital markets services for businesses; and community development lending and equity investment solutions. Old National Bancorp was founded in 1834 and is headquartered in Evansville, Indiana.
Seasonals
Price Target
26.45 USD
The 39 analysts offering 1 year price forecasts for ONB have a max estimate of 28.00 and a min estimate of 24.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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