NWG$17.22
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AI NWG Summary
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Powered by LiveAIOverall Analysis
BuyNatWest Group demonstrates strong fundamental performance with significant dividend payouts and a robust balance sheet, supported by stable profitability. Thematic tailwinds in digital banking are positive, but current technical indicators suggest a period of consolidation or slight downward pressure. Suitable for income-focused investors with a long-term horizon.
Thematic
NatWest Group is benefiting from increased digital adoption in banking and a focus on sustainable finance. However, it faces ongoing competitive pressures and the evolving regulatory landscape in the UK financial sector.
Fundamental
NatWest Group exhibits strong profitability and a stable financial position, characterized by a healthy dividend yield and manageable debt levels. Consistent revenue and net income growth, coupled with efficient cost management, underpin its fundamental strength.
Technical
The stock is trading near its 52-week high and shows mixed signals across different timeframes. While some indicators suggest potential for upward movement, others indicate overbought conditions, suggesting a neutral to slightly cautious short-term outlook.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 85 |
| ESG and Sustainable Finance | 75 |
| Market Leadership (UK Banking) | 70 |
| Interest Rate Sensitivity | 75 |
| Regulatory Environment | 55 |
| Factor | Score |
|---|---|
| Valuation | 90 |
| Profitability | 95 |
| Growth | 75 |
| Balance Sheet Health | 85 |
| Cash Flow | 70 |
| Dividend Yield | 98 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 50 |
| Support & Resistance | 75 |
| Volume | 60 |
| Short-term Technicals | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Strong Earnings Per Share (EPS) Growth
Recent EPS estimates have been consistently beaten by reported figures, with Q2 2024 reporting 31.88 (vs. estimate of 25.6, a 24.51% surprise) and Q1 2024 reporting 30.36 (vs. estimate of 15.87, a 91.27% surprise).
Significant Short-Term and Long-Term Gains
The stock has shown strong performance, with a 6-month return of 31.57% and a Year-to-Date (YTD) return of 40.39%.
Bearish Points (7)
High Price-to-Sales (P/S) Ratio
The TTM P/S ratio is 4.8, which is relatively high, suggesting that the market values each dollar of sales at a premium. For 2023, the P/S was 3.7.
Slowing Revenue Growth Trends
Annual revenue has shown a mixed trend, with 2024 revenue (14.65B) lower than 2023 revenue (14.78B), and growth in net income is not consistently matched by revenue growth.
Calendar
March 2025
14
Ex-Dividend Date
April 2025
28
Next Dividend Date
July 2025
25
Next Earnings Date
H: $
A: $
L: $
H: 4.00B
A: 3.98B
L: 3.97B
Profile
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
Seasonals
Price Target
13.54 USD
The 39 analysts offering 1 year price forecasts for NWG have a max estimate of 14.09 and a min estimate of 13.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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