WBS$56.7
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Powered by LiveAIOverall Analysis
BuyWebster Financial Corporation presents a balanced investment profile with solid fundamental performance and a consistent dividend, offset by some technical headwinds and moderate thematic growth. It is suitable for investors seeking a blend of income and stability.
Thematic
Webster Financial Corporation operates within the financial services sector, which is influenced by broader economic conditions and technological advancements in fintech. Its focus on healthcare financial services offers a niche growth area.
Fundamental
Webster Financial Corporation demonstrates strong profitability, a stable balance sheet, and consistent dividend payments, making it a fundamentally sound investment, though recent growth metrics show some moderation.
Technical
The stock is trading near its 52-week high, with some short-term indicators suggesting potential overbought conditions and a possible pullback, but longer-term trends remain positive.
| Factor | Score |
|---|---|
| Financial Services Modernization | 75 |
| Healthcare Sector Growth | 80 |
| Interest Rate Sensitivity | 60 |
| Competitive Landscape | 60 |
| Regulatory Environment | 50 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 85 |
| Growth | 40 |
| Balance Sheet Health | 80 |
| Cash Flow | 90 |
| Dividends | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 50 |
| Momentum | 70 |
| Volume Confirmation | 70 |
| Support & Resistance | 75 |
| Short-term Oscillators | 80 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent Earnings Growth
Quarterly Earnings Per Share (EPS) has shown a positive trend, with reported EPS consistently meeting or exceeding estimates in recent quarters. For example, Q1 2025 reported EPS was $1.43 against an estimate of $1.35, indicating strong operational performance.
Reasonable P/E Ratio for Sector
The trailing twelve months (TTM) P/E ratio of 16.8 appears reasonable when compared to the industry average or the broader market, suggesting potential value for investors seeking growth at a fair price.
Bearish Points (7)
High Quarterly P/E Ratio
Recent quarterly P/E ratios, such as 37.7 in Q1 2025 and 51.1 in Q4 2024, are significantly elevated, suggesting the stock might be overvalued on a short-term basis and susceptible to pullbacks if growth expectations are not met.
Slowing Revenue Growth (Annual)
While the company reported a net income increase in 2024 compared to 2023, total revenue in 2024 ($2.58B) was lower than in 2023 ($2.65B), indicating a potential slowdown in top-line growth.
Calendar
May 2025
12
Ex-Dividend Date
May 2025
22
Next Dividend Date
October 2025
16
Next Earnings Date
H: $1.60
A: $1.51
L: $1.44
H: 731.68M
A: 725.22M
L: 719.00M
Profile
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. It offers checking, savings, and money market accounts; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business and commercial lines of credit; overdrafts; and term, commercial, student, SBA, and personal loans. The company also provides commercial real estate financing, equipment and lender finance, asset-based and community lending, and public finance solutions; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; capital markets and finance solutions; employee benefits solutions, including administrators of HSAs, emergency savings accounts, and flexible spending accounts administration services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.
Seasonals
Price Target
68.75 USD
The 39 analysts offering 1 year price forecasts for WBS have a max estimate of 77.00 and a min estimate of 61.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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