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METMET

$80.21

+2.42
arrow_drop_up3.11%
Current Market·update12 Nov 2025 21:00

$80.12

-0.09
arrow_drop_down0.11%
Pre-market·update13 Nov 2025 13:01
Day's Range
77.895-80.47
52-week Range
65.21-89.05

Chart

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Performance

Key Stats

Next Earnings Date2025-11-05
Next Earnings TimeAfter Market Close
Volume4.15M
Average Volume 30d3.34M

AI MET Summary

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14.7
Valuation (P/E Ratio)
Reasonable P/E based on TTM earnings.
📈
-0.1691
EPS Growth (YoY)
Missed Q2 2023 EPS estimate significantly.
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AI Scoreboard

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Overall Analysis

Buy
75

MetLife exhibits a solid fundamental profile with stable profitability and a healthy balance sheet, supported by a consistent dividend. Thematic tailwinds in insurance and retirement solutions are present, but current technical indicators suggest a neutral to slightly cautious short-term outlook.

Moderate

Thematic

70

MetLife is well-positioned in essential financial services like insurance and retirement solutions, benefiting from demographic trends and increasing demand for financial security.

Strong

Fundamental

82

MetLife demonstrates strong profitability, a robust balance sheet, and consistent cash flow generation. Its valuation metrics are reasonable, and the dividend yield is attractive.

Neutral

Technical

60

MetLife's stock is trading below key moving averages, indicating a bearish short-term trend. Oscillators suggest oversold conditions, which could signal a potential rebound, but confirmation is needed.

FactorScore
Demographic Trends (Aging Population)85
Market for Retirement Solutions80
Digital Transformation in Insurance65
Economic Sensitivity60
Geographic Diversification75
FactorScore
Valuation75
Profitability78
Growth70
Balance Sheet Health75
Cash Flow85
Dividends90
FactorScore
Trend Analysis30
Momentum50
Volume Confirmation70
Support & Resistance65
Short-Term Oscillators40

AI Investing Checklist

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Bullish Points (7)

Financial Health & Liquidity chevron_right

Strong Cash Position and Low Debt

The company maintains a substantial cash and cash equivalents balance of $20.07 billion (as of Q4 2024) alongside a manageable debt level of $18.72 billion. This strong liquidity provides financial flexibility and resilience.

Valuation chevron_right

Attractive Price-to-Earnings Ratio

The trailing P/E ratio of 12.71 is competitive, especially considering the company's business in the financial services sector, suggesting potential undervaluation relative to earnings.

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Bearish Points (7)

Performance chevron_right

Recent Negative Momentum

The stock has experienced negative performance over the last month (-2.71%), 6 months (-9.31%), and year-to-date (-3.56%), indicating recent selling pressure and potential for further downside.

Earnings Performance chevron_right

EPS Misses and Volatility

The company has missed earnings estimates in several recent quarters (e.g., Q4 2024 estimate 2.17, reported 1.95; Q2 2023 estimate 1.83, reported 1.52), suggesting potential forecasting challenges or operational headwinds.

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Calendar

August 2025

5

Ex-Dividend Date

August 2025

7

Next Earnings Date

EPS Est.
Revenue Est.

H: $2.45

A: $2.16

L: $2.02

H: 19.28B

A: 18.46B

L: 17.83B

September 2025

9

Next Dividend Date

Profile

Employees (FY)45K
ISINUS59156R1086
FIGI-

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.

Seasonals

2025
2024
2023
2022
2021

Price Target

94.14 USD

The 39 analysts offering 1 year price forecasts for MET have a max estimate of 110.00 and a min estimate of 73.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
560M (83.39%)
Closely held shares
111M (16.61%)
671M
Free Float shares
560M (83.39%)
Closely held shares
111M (16.61%)

Capital Structure

Market cap
52.22B
Debt
18.71B
Minority interest
0.00
Cash & equivalents
20.07B
Enterprise value
50.87B

Valuation - Summary

Market Cap
52.2B
Net income
3.56B(6.81%)
Revenue
54.9B(105.17%)
52.2B
Market Cap
52.2B
Net income
3.56B(6.81%)
Revenue
54.9B(105.17%)
Price to earning ratio (P/E)14.70x
Price to sales ratio (P/S)1.00x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
69.9B
COGS
69.9B
Gross Profit
0.00
OpEx
0.00
Operating Income
0.00
Other & Taxes
-4.43B
Net Income
4.43B

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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