MBIN$35.66
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Performance
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AI MBIN Summary
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Powered by LiveAIOverall Analysis
BuyMerchants Bancorp shows strong profitability and a stable financial position, with a positive outlook driven by its diverse business segments. However, recent performance shows some headwinds, and current valuation metrics require careful consideration.
Thematic
Merchants Bancorp operates in the financial services sector, which is generally stable but may not exhibit strong thematic growth drivers compared to technology or renewable energy sectors. Its diversified business model provides some resilience.
Fundamental
Merchants Bancorp demonstrates strong profitability with high net margins and robust revenue growth. Its balance sheet is solid with manageable debt and healthy equity. Valuation metrics like P/E are attractive, but FCF yield is somewhat low.
Technical
The stock is trading above its key moving averages, indicating a generally bullish trend. However, some oscillators suggest it might be nearing overbought conditions or experiencing mixed signals across different timeframes.
| Factor | Score |
|---|---|
| Digital Transformation in Finance | 60 |
| Real Estate Market Trends | 55 |
| Interest Rate Environment | 40 |
| Economic Growth | 55 |
| Regulatory Landscape | 40 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 95 |
| Growth | 80 |
| Balance Sheet Health | 60 |
| Cash Flow | 20 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio is 7.4, which is lower than the industry average of 10.1, suggesting the stock may be undervalued relative to its earnings.
Positive Earnings Surprises
The company has a history of beating EPS estimates, with 7 out of the last 10 reported quarters exceeding expectations, indicating consistent operational strength.
Bearish Points (7)
Negative 1-Year Performance
The stock has experienced a significant decline of -27.32% over the past year, indicating underperformance and potential headwinds.
Mixed Oscillator Signals
While some oscillators show 'Buy' signals, others like Commodity Channel Index (20) and Williams Percent Range (14) indicate 'Sell' or 'Neutral' actions on shorter timeframes, suggesting potential volatility.
Calendar
June 2025
13
Ex-Dividend Date
July 2025
1
Next Dividend Date
July 2025
29
Next Earnings Date
H: $1.18
A: $1.08
L: $0.93
H: 163.20M
A: 161.10M
L: 159.00M
Profile
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for multi-family rental housing and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
Seasonals
Price Target
40.67 USD
The 39 analysts offering 1 year price forecasts for MBIN have a max estimate of 42.00 and a min estimate of 39.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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