KB$91.13
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Powered by LiveAIOverall Analysis
BuyKB Financial Group Inc. shows strong fundamental performance with robust profitability and a stable financial position. While recent technical indicators suggest a slight cooling off, the long-term outlook remains positive due to its market position and consistent growth. Thematic alignment is moderate, with a focus on traditional financial services.
Thematic
KB Financial Group operates in the established financial services sector, benefiting from stable demand in South Korea and international markets. Growth themes are more traditional, focusing on banking and insurance services rather than disruptive technologies.
Fundamental
KB Financial Group demonstrates strong financial health with robust revenue and net income growth, healthy profit margins, and manageable debt levels. Its balance sheet is solid, supported by ample cash reserves.
Technical
The stock is showing strong upward momentum across multiple timeframes, trading well above key moving averages. However, some oscillators are suggesting potential overbought conditions, which could lead to short-term consolidation.
| Factor | Score |
|---|---|
| Digital Transformation in Finance | 70 |
| Economic Growth in South Korea | 75 |
| Global Financial Services Expansion | 60 |
| Interest Rate Sensitivity | 55 |
| Regulatory Environment (Financial Sector) | 65 |
| Factor | Score |
|---|---|
| Valuation | 90 |
| Profitability | 80 |
| Growth | 70 |
| Balance Sheet Health | 75 |
| Cash Flow | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 90 |
| Momentum | 65 |
| Volume Confirmation | 70 |
| Support & Resistance | 70 |
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Powered by LiveAIBullish Points (7)
Strong EPS Surprise
The company has exceeded earnings per share (EPS) estimates in 4 out of the last 4 quarters, with an average surprise of 14.7%. This consistent outperformance suggests robust operational efficiency and effective earnings management.
Undervalued PE Ratio
The trailing Price-to-Earnings (P/E) ratio is 8.60, which is significantly lower than the industry average of 15.0. This suggests the stock may be undervalued relative to its earnings potential.
Bearish Points (7)
High Valuation Despite Lower PE
While the P/E ratio is low, the Price/Sales (P/S) ratio for TTM is 0.0, which is likely an anomaly or missing data. Further investigation into normalized P/S or forward P/S is needed. The market capitalization of $32.90 billion suggests a significant company, and a low PE alone may not fully capture valuation risks if growth is expected to stagnate.
Slowing Revenue Growth
Revenue growth has shown some volatility, with a notable decrease in revenue from $20.10 billion in 2024 to $19.45 billion in 2023 (annual data). While quarterly revenue for Q1 2025 was strong, the annual trend warrants attention.
Calendar
May 2025
9
Ex-Dividend Date
May 2025
30
Next Dividend Date
July 2025
24
Next Earnings Date
H: $4460.05
A: $4460.05
L: $4460.05
H: 4232.43B
A: 4232.43B
L: 4232.43B
Profile
KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services. It also involved in securities and derivatives trading, funding, and other supporting activities. In addition, the company offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; auto Installment finance; real estate trust management; capital and collective investment; collection of receivables or credit investigation; software advisory, development, and supply; microfinance; investment advisory; claim; management; savings banking; information and communication; e-commerce; and general advisory services. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.
Seasonals
Price Target
105.11 USD
The 39 analysts offering 1 year price forecasts for KB have a max estimate of 105.11 and a min estimate of 105.11.
Debt Level and Coverage
Financial Position Analysis
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Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
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Significant direct competitor in the South Korean banking sector, particularly strong in retail and SME banking.
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Leading internet-only bank in South Korea, acting as a major disruptor and fintech competitor to traditional banks like KB.