WFWoori Financial Group demonstrates solid financial health and profitability, supported by a stable industry. While its valuation appears attractive, recent performance and technical indicators suggest a cautious approach may be warranted for short-term traders, but it remains a compelling investment for income-focused investors.
Woori Financial Group operates within the stable, yet mature, banking sector. Growth themes are primarily driven by macroeconomic trends in South Korea and advancements in digital banking, rather than disruptive technological shifts.
Woori Financial Group exhibits strong profitability and a solid balance sheet. The P/E ratio is notably low, suggesting potential undervaluation, especially when considering its consistent dividend payouts and healthy net profit margins.
The stock price has experienced a significant upward trend over the past 6 months and 1 year. However, current technical indicators suggest it may be consolidating or facing short-term resistance.
| Factor | Score |
|---|---|
| Digital Transformation | 70 |
| Financial Sector Stability | 65 |
| Interest Rate Sensitivity | 50 |
| Economic Growth (South Korea) | 55 |
| Dividend Yield Appeal | 65 |
| Factor | Score |
|---|---|
| Valuation | 90 |
| Profitability | 70 |
| Growth | 40 |
| Balance Sheet Health | 60 |
| Cash Flow | 30 |
| Dividends | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 40 |
| Volume Confirmation | 50 |
| Support & Resistance | 55 |
| Short-term Oscillators | 45 |
Attractive Valuation Metrics
The Price-to-Earnings (P/E) ratio (TTM) is 6.93, which is significantly lower than the industry average, suggesting the stock may be undervalued relative to its earnings.
Consistent Earnings Growth
Earnings Per Share (EPS) has shown positive surprises in recent quarters (e.g., Q3 2024: 21.1% surprise), indicating strong operational performance and accurate management guidance.
Zero P/E Ratio (TTM)
The Price-to-Earnings (P/E) ratio (TTM) is reported as 0.0, which is unusual and could indicate data inconsistencies or specific accounting treatments that warrant further investigation into the company's earnings quality.
Negative Free Cash Flow
The company reported a significantly negative free cash flow of -$6.54 trillion in the latest annual period (2024Q4), suggesting operational cash generation is insufficient to cover capital expenditures, posing a risk to financial stability.
May 2025
9
Ex-Dividend Date
June 2025
6
Next Dividend Date
July 2025
25
Next Earnings Date
H: $3565.68
A: $3565.68
L: $3565.68
H: 2909.00B
A: 2814.07B
L: 2712.70B
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank which provides various financial services to individual, business, and institutional customers in Korea. The company operates through Banking, Credit Card, Capital, Investment Securities, and Others segments. It offers savings, demand, and installment deposits; time deposits, certificates of deposit, and repurchase instruments; and working capital, facilities, general purpose household, mortgage, and home equity loans. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides credit purchase, cash advance, credit card loans, foreign exchange services and dealing, import and export-related services, offshore lending, syndicated loans and foreign currency securities investment, investment trust products, bancassurance, and private equity funds. Further, the company is involved in the real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment and international banking, money transfer, and other service. Additionally, the company offers automated telephone, Internet, and mobile banking services; and trust management, trustee, and custodian service.Woori Financial Group Inc. through its subsidiary Tong Yang Life Insurance Co., Ltd. offers life insurance; accident compensation insurance and child insurance services; and retirement pension services and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
72.83 USD
The 39 analysts offering 1 year price forecasts for WF have a max estimate of 72.83 and a min estimate of 72.83.