EFX$219.21
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AI EFX Summary
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Powered by LiveAIOverall Analysis
BuyEquifax Inc. presents a mixed but generally positive investment profile. Strong fundamental performance and a dominant market position are countered by a relatively high valuation and mixed short-term technical signals. The company is well-positioned in essential data services, offering a blend of stability and growth potential.
Thematic
Equifax operates in the essential data and analytics sector, benefiting from long-term trends in data security, fraud prevention, and regulatory compliance. Growth in cloud solutions and AI-driven insights are positive, but competition and evolving data privacy regulations are key considerations.
Fundamental
Equifax demonstrates robust profitability and a healthy balance sheet. Revenue and net income have shown growth, supported by strong margins. The company's valuation, particularly its P/E ratio, is on the higher side, indicating significant growth expectations are already priced in.
Technical
Short-term technical indicators suggest a cautious outlook. The stock is trading below key moving averages and oscillators are mixed, indicating potential for further downside or consolidation in the near term. However, the long-term trend remains a consideration.
| Factor | Score |
|---|---|
| Data Analytics & Insights | 85 |
| Identity & Fraud Prevention | 90 |
| Workforce Solutions Growth | 80 |
| Regulatory Compliance & Data Privacy | 65 |
| Technological Advancement (AI/Cloud) | 70 |
| Factor | Score |
|---|---|
| Valuation | 45 |
| Profitability | 75 |
| Growth | 70 |
| Balance Sheet Health | 60 |
| Cash Flow | 80 |
| Earnings Quality | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 40 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Oscillator Action | 30 |
AI Investing Checklist
Powered by LiveAIBullish Points (5)
Consistent EPS Surprises
Equifax Inc. (EFX) has consistently exceeded earnings per share (EPS) estimates in the majority of its recent quarters, demonstrating a pattern of better-than-expected profitability.
Reasonable P/E Ratio in Context
The trailing P/E ratio of 48.04, while seemingly high, needs to be assessed against the company's historical P/E and industry averages. The company has demonstrated consistent growth, potentially justifying a higher multiple.
Bearish Points (7)
Recent Performance Weakness
The stock has experienced negative performance across multiple short-term periods, including -5.26% over 5 days and -3.9% over 1 month, indicating potential recent headwinds or investor sentiment shift.
High Forward P/E
The forward P/E ratio for Q2 2025 is indicated as 167.0, and for Q1 2025 is 225.0. These significantly high forward P/E multiples suggest that the stock might be overvalued based on future earnings expectations.
Calendar
May 2025
23
Ex-Dividend Date
June 2025
13
Next Dividend Date
October 2025
15
Next Earnings Date
H: $2.02
A: $1.94
L: $1.92
H: 1.54B
A: 1.52B
L: 1.51B
Profile
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and services to support debt collections and recovery management. It also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers.It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Seasonals
Price Target
280.30 USD
The 39 analysts offering 1 year price forecasts for EFX have a max estimate of 300.00 and a min estimate of 240.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
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Income Statement
Cash Flow
Related Companies
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