EBC$17.42
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AI EBC Summary
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Powered by LiveAIOverall Analysis
BuyA company with solid fundamentals and stable thematic profile, supported by cautiously optimistic technical indicators. Suitable for investors targeting steady income and moderate growth.
Thematic
Eastern Bankshares, Inc. operates within the traditional banking and financial services sector, providing a broad range of deposit, loan, and wealth management services. It benefits from stable demand in community banking but faces limited high-growth thematic drivers compared to tech-oriented peers.
Fundamental
The company demonstrates dependable profitability metrics and strong balance sheet health despite recent earnings volatility. Valuation is reasonable with positive free cash flow generation.
Technical
Technical indicators generally point to a bullish trend with strong moving average support, though short-term oscillators show mixed signals suggesting some caution.
| Factor | Score |
|---|---|
| Market Position & Service Offering | 75 |
| Regulatory Environment | 65 |
| Innovation and Digital Adoption | 60 |
| ESG & Sustainability | 70 |
| Growth Drivers | 70 |
| Factor | Score |
|---|---|
| Valuation | 50 |
| Profitability | 80 |
| Growth | 70 |
| Balance Sheet Health | 95 |
| Cash Flow | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 70 |
| Volume Confirmation | 55 |
| Support & Resistance | 75 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Positive Recent Earnings Surprises
Recent quarterly EPS reports have beaten estimates with surprises of 3.9% and 15.25% in the last two quarters, indicating better-than-expected earnings momentum.
Attractive and Growing Dividend Yield
The dividend yield has been steadily attractive, recently at 3.3%, supported by consistent dividend payments and upcoming dividend dates indicating sustained shareholder returns.
Bearish Points (7)
Mixed Earnings Results and Negative EPS
Trailing twelve months EPS remains negative (-0.67), with some quarters showing EPS surprises below estimates and dips in net income during recent quarters.
Weak Mid- and Long-Term Performance
Six months and year-to-date performance have been negative (-8.67% and -5.71%, respectively), indicating challenges sustaining growth momentum.
Calendar
June 2025
3
Ex-Dividend Date
June 2025
16
Next Dividend Date
July 2025
25
Next Earnings Date
H: $0.40
A: $0.38
L: $0.36
H: 241.32M
A: 241.32M
L: 241.32M
Profile
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers. The company provides deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also offers commercial and industrial, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company provides wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
Seasonals
Price Target
19.00 USD
The 39 analysts offering 1 year price forecasts for EBC have a max estimate of 23.00 and a min estimate of 16.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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