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CMACMA

$78.11

-1.32
arrow_drop_down1.66%
Market closed·update13 Nov 2025 21:00
Day's Range
77.88-80
52-week Range
48.12-83.22

Chart

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Performance

Key Stats

Next Earnings Date2026-01-23
Next Earnings TimeBefore Market Open
Volume1.05M
Average Volume 30d2.4M

AI CMA Summary

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16.6
Valuation (P/E Ratio)
Reflects trailing twelve months earnings.
📈
0.125
EPS Growth (YoY)
Based on latest reported EPS vs prior year.
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AI Scoreboard

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Overall Analysis

Buy
76

Comerica Incorporated demonstrates solid fundamentals with a consistent dividend, but faces some headwinds in its growth outlook and current technical indicators suggest caution. It's a stable choice for income-focused investors, but those seeking aggressive growth might look elsewhere.

Neutral

Thematic

65

As a financial services provider, Comerica is influenced by broader economic trends and digital transformation in banking. While not at the forefront of disruptive tech themes, it benefits from a stable financial sector and ongoing demand for traditional banking services.

Strong

Fundamental

80

Comerica exhibits strong profitability metrics, a healthy balance sheet with manageable debt, and a consistent dividend payout. Its revenue and net income trends are stable, reflecting a mature financial institution.

Neutral

Technical

65

The stock has shown strong performance over the past year, trading above key moving averages. However, recent technical indicators like RSI and MACD suggest it may be approaching overbought levels or facing resistance, indicating potential for consolidation or a minor pullback.

FactorScore
Financial Sector Stability75
Digital Transformation in Banking60
Interest Rate Environment70
Economic Growth Sensitivity55
Regulatory Landscape60
FactorScore
Valuation75
Profitability85
Growth40
Balance Sheet Health70
Cash Flow70
Dividend Yield90
FactorScore
Trend Analysis85
Momentum60
Volume Confirmation70
Support & Resistance70
Short-term Oscillators50

AI Investing Checklist

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Bullish Points (7)

Earnings Performance chevron_right

Consistent EPS Beats

Comerica Incorporated (CMA) has consistently beaten earnings per share (EPS) estimates for the past several quarters, indicating strong operational performance and effective cost management.

Valuation chevron_right

Attractive P/E Ratio

The trailing twelve-month (TTM) P/E ratio of 16.6 is competitive within the financial sector, suggesting the stock may be reasonably valued relative to its earnings.

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Bearish Points (7)

Growth Deceleration chevron_right

Declining Revenue Trend

Annual revenue has shown a declining trend from $3.592 billion in 2023Q4 to $3.244 billion in 2024Q4, which could signal market saturation or increased competition.

Profitability & Margins chevron_right

Margin Compression

Net margins have decreased from 39.4% in 2021Q4 to 21.5% in 2024Q4, suggesting potential pressure on profitability from rising costs or competitive pricing.

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Calendar

June 2025

13

Ex-Dividend Date

July 2025

1

Next Dividend Date

October 2025

17

Next Earnings Date

EPS Est.
Revenue Est.

H: $1.38

A: $1.25

L: $1.15

H: 853.00M

A: 844.16M

L: 818.00M

Profile

Employees (FY)7.96K
ISIN-
FIGI-

Comerica Incorporated, together with its subsidiaries, provides financial services in the United States, Canada, and Mexico. The company operates through Commercial Bank, Retail Bank, and Wealth Management segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners and executives, and institutional clients. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.

Seasonals

2025
2024
2023
2022
2021

Price Target

64.80 USD

The 39 analysts offering 1 year price forecasts for CMA have a max estimate of 75.00 and a min estimate of 50.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
129M (99.30%)
Closely held shares
907K (0.70%)
130M
Free Float shares
129M (99.30%)
Closely held shares
907K (0.70%)

Capital Structure

Market cap
8.75B
Debt
6.67B
Minority interest
0.00
Cash & equivalents
6.8B
Enterprise value
8.62B

Valuation - Summary

Market Cap
8.75B
Net income
526M(6.01%)
Revenue
2.47B(28.17%)
8.75B
Market Cap
8.75B
Net income
526M(6.01%)
Revenue
2.47B(28.17%)
Price to earning ratio (P/E)16.60x
Price to sales ratio (P/S)3.50x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
3.24B
COGS
3.24B
Gross Profit
0.00
OpEx
0.00
Operating Income
0.00
Other & Taxes
-698M
Net Income
698M

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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