CMAComerica Incorporated demonstrates solid fundamentals with a consistent dividend, but faces some headwinds in its growth outlook and current technical indicators suggest caution. It's a stable choice for income-focused investors, but those seeking aggressive growth might look elsewhere.
As a financial services provider, Comerica is influenced by broader economic trends and digital transformation in banking. While not at the forefront of disruptive tech themes, it benefits from a stable financial sector and ongoing demand for traditional banking services.
Comerica exhibits strong profitability metrics, a healthy balance sheet with manageable debt, and a consistent dividend payout. Its revenue and net income trends are stable, reflecting a mature financial institution.
The stock has shown strong performance over the past year, trading above key moving averages. However, recent technical indicators like RSI and MACD suggest it may be approaching overbought levels or facing resistance, indicating potential for consolidation or a minor pullback.
| Factor | Score |
|---|---|
| Financial Sector Stability | 75 |
| Digital Transformation in Banking | 60 |
| Interest Rate Environment | 70 |
| Economic Growth Sensitivity | 55 |
| Regulatory Landscape | 60 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 85 |
| Growth | 40 |
| Balance Sheet Health | 70 |
| Cash Flow | 70 |
| Dividend Yield | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 85 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 70 |
| Short-term Oscillators | 50 |
Consistent EPS Beats
Comerica Incorporated (CMA) has consistently beaten earnings per share (EPS) estimates for the past several quarters, indicating strong operational performance and effective cost management.
Attractive P/E Ratio
The trailing twelve-month (TTM) P/E ratio of 16.6 is competitive within the financial sector, suggesting the stock may be reasonably valued relative to its earnings.
Declining Revenue Trend
Annual revenue has shown a declining trend from $3.592 billion in 2023Q4 to $3.244 billion in 2024Q4, which could signal market saturation or increased competition.
Margin Compression
Net margins have decreased from 39.4% in 2021Q4 to 21.5% in 2024Q4, suggesting potential pressure on profitability from rising costs or competitive pricing.
June 2025
13
Ex-Dividend Date
July 2025
1
Next Dividend Date
October 2025
17
Next Earnings Date
H: $1.38
A: $1.25
L: $1.15
H: 853.00M
A: 844.16M
L: 818.00M
Comerica Incorporated, together with its subsidiaries, provides financial services in the United States, Canada, and Mexico. The company operates through Commercial Bank, Retail Bank, and Wealth Management segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners and executives, and institutional clients. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.
64.80 USD
The 39 analysts offering 1 year price forecasts for CMA have a max estimate of 75.00 and a min estimate of 50.00.