CMCanadian Imperial Bank of Commerce presents a solid investment profile with strong fundamental performance, consistent dividend payouts, and positive long-term trends in the financial sector. While current technicals indicate some short-term headwinds, the overall outlook remains favorable for investors seeking stability and income.
CIBC is well-positioned to benefit from key thematic trends in the financial industry, including digital transformation, wealth management growth, and stable demand for banking services in North America. Its focus on enhancing customer experience through technology and expanding its wealth management arm are key drivers.
CIBC demonstrates robust financial health with strong profitability, a manageable debt load, and consistent revenue growth. Its valuation metrics appear reasonable for a large-cap financial institution, especially considering its dividend yield.
The stock is trading below its recent highs and exhibits mixed signals across different timeframes. While long-term trends remain positive, short-term momentum indicators suggest caution and a potential for a brief pullback or consolidation.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 85 |
| Wealth Management Growth | 88 |
| Economic Stability and Growth (Canada/US) | 75 |
| Interest Rate Sensitivity | 70 |
| Regulatory Environment (Financial Services) | 72 |
| Factor | Score |
|---|---|
| Valuation | 80 |
| Profitability | 92 |
| Growth | 85 |
| Balance Sheet Health | 70 |
| Cash Flow | 88 |
| Dividends | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 70 |
| Volume Confirmation | 75 |
| Support & Resistance | 75 |
| Price Action | 55 |
Attractive P/E Ratio
The trailing Price-to-Earnings (P/E) ratio of 12.67 is favorable compared to the industry average and historical performance, suggesting potential undervaluation relative to its earnings.
Consistent Dividend Payout
The current dividend yield of 5.04% is substantial, and the company has a history of consistent dividend payments, providing a steady income stream for investors.
Short-Term Moving Averages Indicate Downward Trend
Short-term moving averages (e.g., 10-day, 20-day EMAs and SMAs) are predominantly showing 'Sell' signals across multiple timeframes, indicating potential short-term weakness or a downtrend.
Significant Debt Load
The company carries substantial debt ($208.49 billion as of Q4 2024), which could pose a risk if interest rates rise significantly or if profitability deteriorates, impacting its ability to service this debt.
June 2025
27
Ex-Dividend Date
July 2025
28
Next Dividend Date
August 2025
28
Next Earnings Date
H: $2.09
A: $1.97
L: $1.85
H: 7.14B
A: 7.03B
L: 6.90B
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit, business lines of credit, and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
71.47 USD
The 39 analysts offering 1 year price forecasts for CM have a max estimate of 80.71 and a min estimate of 57.09.