CINF$163.37
$164.09
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Performance
Key Stats
AI CINF Summary
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Powered by LiveAIOverall Analysis
BuyCincinnati Financial Corporation shows strong fundamental performance, particularly in profitability and cash flow, with a stable outlook. Thematic tailwinds in insurance and financial services are supportive, but recent technical indicators suggest a pause or minor pullback. Overall, it presents a solid investment opportunity for long-term, income-focused investors.
Thematic
The company operates within the stable financial services and insurance sectors, which benefit from consistent demand. Trends like digital transformation in insurance and a focus on risk management provide moderate tailwinds. However, it does not lead disruptive technological shifts.
Fundamental
Cincinnati Financial Corporation demonstrates strong profitability, robust revenue growth, and a healthy balance sheet with manageable debt levels. The company consistently generates strong free cash flow and pays a reliable dividend, making it fundamentally sound.
Technical
The stock is trading below key short-term moving averages and exhibits mixed signals from oscillators. While the long-term trend appears stable, current momentum is waning, suggesting a cautious approach.
| Factor | Score |
|---|---|
| Insurance Market Dynamics | 75 |
| Financial Services Evolution | 65 |
| Economic Sensitivity | 70 |
| ESG & Governance | 70 |
| Factor | Score |
|---|---|
| Valuation | 78 |
| Profitability | 82 |
| Growth | 88 |
| Balance Sheet Health | 95 |
| Cash Flow | 92 |
| Dividend Yield | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 55 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Oscillators | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Attractive P/E Ratio
The Price-to-Earnings (P/E) ratio of 16.11 is relatively attractive compared to the industry average and historical performance, suggesting potential for undervaluation.
Consistent Dividend Payout
The company has a consistent history of dividend payments with a current yield of 2.19%, providing a stable income stream for investors.
Bearish Points (7)
Short-Term Selling Pressure
Multiple short-term moving averages (10-day, 20-day, 30-day EMAs and SMAs) are indicating 'Sell' signals, suggesting potential downward momentum in the immediate future.
Recent Negative Earnings
The company reported a negative EPS of -0.24 for Q2 2025, a significant miss compared to the estimate of -0.62, indicating recent profitability challenges.
Calendar
June 2025
23
Ex-Dividend Date
July 2025
15
Next Dividend Date
July 2025
29
Next Earnings Date
H: $1.47
A: $1.39
L: $1.24
H: 2.83B
A: 2.79B
L: 2.77B
Profile
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Seasonals
Price Target
158.33 USD
The 39 analysts offering 1 year price forecasts for CINF have a max estimate of 176.00 and a min estimate of 134.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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