PGR$223.12
$223.15
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Performance
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AI PGR Summary
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Powered by LiveAIOverall Analysis
BuyThe Progressive Corporation demonstrates strong fundamental performance and a stable dividend, supported by consistent earnings growth and a solid balance sheet. While current technical indicators suggest a neutral to slightly bearish short-term outlook, the company's long-term growth prospects and market position remain attractive.
Thematic
The insurance sector is influenced by regulatory changes and evolving consumer preferences. The Progressive Corporation is well-positioned within the auto insurance market, but faces competition and potential disruptions from insurtech innovations.
Fundamental
The Progressive Corporation exhibits robust financial health, marked by consistent revenue and earnings growth, improving profitability, and a manageable debt level. The company's strong free cash flow and shareholder returns via dividends are significant positives.
Technical
The stock has shown mixed performance across different timeframes. While some indicators suggest potential support, the prevailing trend on daily charts leans neutral to slightly bearish, with several moving averages indicating selling pressure.
| Factor | Score |
|---|---|
| Insurance Market Trends | 75 |
| Insurtech Disruption | 60 |
| Regulatory Landscape | 70 |
| Economic Sensitivity | 70 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 85 |
| Growth | 90 |
| Balance Sheet Health | 80 |
| Cash Flow | 95 |
| Dividends | 80 |
| Factor | Score |
|---|---|
| Trend Analysis (Daily) | 40 |
| Momentum (Daily) | 45 |
| Volume Analysis (Daily) | 60 |
| Short-term Trend (Hourly) | 70 |
| Short-term Momentum (Hourly) | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beats
The company has exceeded earnings per share (EPS) estimates in 8 out of the last 12 quarters, with an average surprise of +15.7%, indicating operational execution and strong profitability.
Undervalued P/E Ratio
The trailing P/E ratio of 13.94 is significantly lower than the industry average of 20.5, suggesting the stock may be undervalued relative to its earnings potential.
Bearish Points (7)
Recent EPS Miss
The company missed the EPS estimate in Q4 2024 by 2.3%, indicating potential short-term operational challenges or headwinds that impacted profitability.
Increasing Price-to-Sales Ratio
The TTM Price-to-Sales (PS) ratio of 2.4 is higher than its 2021 ratio of 1.2, suggesting the market is valuing revenue more highly, which could be a concern if revenue growth falters.
Calendar
July 2025
3
Ex-Dividend Date
July 2025
11
Next Dividend Date
October 2025
15
Next Earnings Date
H: $4.32
A: $3.65
L: $2.97
H: 22.82B
A: 22.26B
L: 21.75B
Profile
The Progressive Corporation operates as an insurance company in the United States. The company writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. It also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, the company offers other specialty property-casualty insurance and provide related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield Village, Ohio.
Seasonals
Price Target
281.80 USD
The 39 analysts offering 1 year price forecasts for PGR have a max estimate of 336.00 and a min estimate of 189.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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