CIBGrupo Cibest exhibits strong fundamental performance, particularly in profitability and balance sheet health. Thematic tailwinds are moderate, while current technical indicators suggest a cautious approach due to recent price declines and mixed signals.
Grupo Cibest operates in the financial services sector, benefiting from digitalization trends and economic growth in Colombia. However, it faces competition and evolving regulatory landscapes.
Grupo Cibest demonstrates strong profitability, a healthy balance sheet with substantial equity, and consistent revenue growth. Its valuation metrics, while variable, suggest reasonable current pricing relative to earnings.
The stock price has seen a recent decline, with technical indicators showing mixed signals. Moving averages generally point downwards, while some oscillators suggest a potential oversold condition, indicating possible short-term bounce potential.
| Factor | Score |
|---|---|
| Digitalization of Financial Services | 75 |
| Emerging Market Growth (Colombia) | 70 |
| Competition in Financial Sector | 50 |
| Regulatory Landscape | 60 |
| Diversified Financial Services | 70 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 90 |
| Growth | 70 |
| Balance Sheet Health | 95 |
| Cash Flow | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 45 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Short-term Indicators | 75 |
Consistent EPS Surprises
The company has exceeded Earnings Per Share (EPS) estimates in the last 10 reported quarters, indicating a reliable track record of operational efficiency and better-than-expected profitability.
Attractive Price-to-Earnings (P/E) Ratio
The trailing P/E ratio of 6.77 is significantly lower than the industry average of 15.3, suggesting the stock may be undervalued relative to its earnings potential.
Zero P/E and P/S Ratios (TTM)
The reported P/E and P/S ratios for the Trailing Twelve Months (TTM) are 0.0, which is highly unusual and may indicate data anomalies or a significant shift in market perception that warrants further investigation. This suggests potential issues with profitability or an extremely inflated market cap relative to current earnings and sales.
Slowing Revenue Growth
While not explicitly detailed in growth rates, the slight decrease in revenue from 28.51 trillion in Q4 2023 to 27.89 trillion in Q4 2024 may suggest a plateau or slowdown in top-line growth.
April 2025
28
Ex-Dividend Date
May 2025
6
Next Dividend Date
August 2025
7
Next Earnings Date
H: $1.67
A: $1.65
L: $1.62
H: 7224.13B
A: 7046.14B
L: 6729.58B
Grupo Cibest S.A., together with its subsidiaries, provides banking products and services in Colombia and internationally. It offers checking and savings accounts, money market accounts, time deposits, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; factoring; and financial and operating leasing services. The company provides hedging instruments, including futures, forwards, options, and swaps; and brokerage, investment advisory, and private banking services comprising selling and distributing equities, futures, foreign currencies, fixed income securities, mutual funds, and structured products. In addition, it offers cash management services; foreign currency and trade finance solutions; letters of credit and bills collection; bancassurance and insurance products; telephone and mobile phone banking services; and ATM network, online and computer banking services. Further, the company provides project and acquisition finance, loan syndication, corporate loans, debt and equity capital markets, principal investments, mergers and acquisition, hedging strategy advisories, restructurings, and structured financing; mutual and pension funds, private equity funds, payment and corporate trust, and custody; internet-based trading platform; inter-bank lending and repurchase agreements; managing escrow accounts, and investment and real estate funds; credit cards; roadside and medical assistance services; and transportation, maintenance and remodeling, and outsourcing services, as well as provides technology services. Grupo Cibest S.A. was formerly known as Bancolombia S.A. and changes its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is headquartered in Medellín, Colombia.
40.06 USD
The 39 analysts offering 1 year price forecasts for CIB have a max estimate of 55.00 and a min estimate of 28.60.