CADE$38.76
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Performance
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AI CADE Summary
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Powered by LiveAIOverall Analysis
BuyCadence Bank demonstrates a solid fundamental profile with a strong balance sheet and consistent profitability, supported by a stable dividend yield. However, recent price action and some technical indicators suggest a cautious approach, while thematic considerations for the banking sector are neutral to positive.
Thematic
The banking sector generally benefits from economic stability and interest rate environments, but faces ongoing digital transformation pressures and regulatory oversight. Cadence Bank's performance is tied to regional economic health.
Fundamental
Cadence Bank exhibits robust profitability, strong balance sheet health, and consistent dividend payments, although revenue growth has been mixed. Its valuation metrics appear reasonable.
Technical
The stock is trading below its key moving averages on multiple short-term charts, and several oscillators suggest downward momentum, indicating potential short-term weakness.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 70 |
| Interest Rate Sensitivity | 75 |
| Regulatory Environment | 55 |
| Regional Economic Growth | 60 |
| Factor | Score |
|---|---|
| Valuation | 70 |
| Profitability | 85 |
| Growth | 30 |
| Balance Sheet Health | 85 |
| Cash Flow | 80 |
| Dividends | 75 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 60 |
| Short-Term Momentum | 55 |
| Support & Resistance | 50 |
| Short-Term Moving Averages | 45 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Consistent EPS Beats
The company has beaten earnings per share (EPS) estimates in the last 4 out of 5 quarters, indicating strong operational execution and profitability management.
Undervalued Based on P/E
The Price-to-Earnings (P/E) TTM ratio of 12.65 is below the industry average of 15.5, suggesting potential undervaluation relative to peers.
Bearish Points (7)
Past EPS Misses
The company missed EPS estimates significantly in Q1 2024 (-24.11% surprise) and Q2 2023 (-39.46% surprise), highlighting potential earnings volatility.
High P/S Ratio
The Price-to-Sales (P/S) ratio of 7.2 (TTM) is relatively high compared to its historical performance and industry peers, suggesting potential overvaluation based on revenue.
Calendar
July 2025
1
Next Dividend Date
September 2025
15
Ex-Dividend Date
October 2025
21
Next Earnings Date
H: $0.80
A: $0.74
L: $0.67
H: 530.40M
A: 520.58M
L: 510.76M
Profile
Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, industrial, and residential and commercial real estate loans. In addition, the company offers term loans, lines of credit, equipment and receivable financing, energy, restaurant, healthcare, technology, small business administration, agricultural loans, construction loans, second mortgage loans, and home equity lines of credit, as well as automobiles, recreation vehicles, boats, secured and unsecured personal, and deposit account secured loans. Further, it provides wealth management, and other fiduciary and private banking services. Additionally, the company offers trust and investment management, asset management, and retirement and savings solutions, as well as estate planning, annuity, and credit-related products. It serves individuals, businesses, governmental institutions, and non-profit entities. The company was founded in 1876 and is headquartered in Tupelo, Mississippi.
Seasonals
Price Target
38.00 USD
The 39 analysts offering 1 year price forecasts for CADE have a max estimate of 42.00 and a min estimate of 31.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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