BYA company with solid fundamental performance and positive thematic alignment. Technical indicators show some mixed signals, suggesting a neutral to slightly bullish short-term outlook.
The company operates in a stable sector with some growth potential, but lacks strong disruptive thematic tailwinds. The business model is traditional banking.
The company demonstrates strong profitability and a healthy balance sheet, with consistent revenue and earnings growth. Valuation appears reasonable.
The stock is trading near its 52-week high and shows mixed signals from moving averages and oscillators, suggesting a neutral short-term outlook.
| Factor | Score |
|---|---|
| Digital Transformation | 50 |
| Economic Sensitivity | 55 |
| Regulatory Environment | 70 |
| Customer Focus | 65 |
| Industry Stability | 60 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 90 |
| Growth | 70 |
| Balance Sheet Health | 70 |
| Cash Flow | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 75 |
| Momentum | 70 |
| Volume | 70 |
| Support & Resistance | 60 |
| Moving Averages Crossover | 70 |
Consistent EPS Beat
The company has consistently beaten EPS estimates for the past 12 quarters, with the latest quarter (2025 Q2) showing a 4.09% positive surprise (0.61 estimate vs. 0.64 reported).
Increasing Dividend Payments
The company has consistently paid and increased its dividends, with the last payment being $0.10 on 2025-05-27, indicating a commitment to shareholder returns.
High Price-to-Sales Ratio
The TTM Price-to-Sales (PS) ratio of 4.2 is high compared to the 2024 estimated PS of 3.3, suggesting potential overvaluation based on revenue.
Slowing Revenue Growth
Revenue growth has slowed from 30.6% in 2021 to 29.9% in 2024, indicating a deceleration in top-line expansion.
May 2025
6
Ex-Dividend Date
May 2025
20
Next Dividend Date
July 2025
25
Next Earnings Date
H: $0.70
A: $0.69
L: $0.67
H: 111.30M
A: 109.03M
L: 106.87M
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
32.00 USD
The 39 analysts offering 1 year price forecasts for BY have a max estimate of 34.00 and a min estimate of 31.00.